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Application Details
In order to work in Ireland a non-EEA National, unless they are exempted, must hold a valid employment permit. Please review the Eligibility and requirements for an employment permit if you are unsure of your eligibility to apply for this vacancy.
Job Description
Role Overview: We are excited to announce an opportunity for a Loans Officer to join our team. In this role, you will play a pivotal role within our credit union by providing efficient lending services to our valued members. Your responsibilities will encompass various aspects of loan administration, compliance, and member support.
Key Responsibilities:
* Granting loans to members in strict accordance with legislation, regulations, and our Credit Union's Standard Rules, as well as the guidelines outlined in our Credit Policy and Procedure Notes.
* Operating within specified limits of responsibility and authority, ensuring responsible lending practices aligned with our Credit Union ethos.
* Coordinating loan applications beyond your remit to the relevant loans officer for consideration.
* Managing all aspects of loan administration, including the secure handling of credit agreements and related documentation, and adhering to robust Customer Due Diligence (CDD) procedures.
* Participating in decision-making regarding members' applications for loan rescheduling.
* Addressing member inquiries regarding our products and services.
* Efficiently processing transactions through multiple channels, including telephone, online, and in-person at our branch.
* Completing various administrative and organizational tasks as assigned by the Manager.
Qualifications and Skills
The ideal candidate for this position will possess:
* Experience in a frontline role within a credit union or similar financial institution.
* Desired qualifications include QFA, CU Diploma/Pathways Degree, APA Loans, or an equivalent financial qualification. Candidates actively working towards such qualifications are also welcome to apply.
* Strong teamwork, communication, and organizational skills.
* Excellent analytical and decision-making abilities.
* Member-focused, friendly demeanour with exceptional telephone etiquette.
* Ability to work efficiently within deadlines and prioritize tasks effectively.
* Willingness to adapt to new tasks and projects.
* Proficiency in IT skills, with prior Progress experience being an advantage.
* Sector: financial and insurance activities
Career Level
* Experienced [Non-Managerial]
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