Job Overview:
We are seeking a seasoned Senior Portfolio Manager to join our team in Galway. As a key member of the team, you will play a pivotal role in reviewing case strategies and ensuring credit recommendations align with regulatory codes to support borrowers in difficulty.
The successful candidate will oversee the management of a portfolio of customers across various sectors, working collaboratively as part of a wider team to provide appropriate support in the management of the portfolio.
This is a permanent role that offers the opportunity to gain restructuring experience while enhancing your people, credit, regulatory, and relationship management skills.
Responsibilities:
* Managing inbound correspondence
* Attending project calls and operational meetings for purpose of reviews and other ad hoc matters
* Meeting and negotiating with borrowers in relation to debt settlement arrangements
* Providing support to the wider team as required
* Connection level case management
* Meeting and engaging with customers with effective management to progress objectives
* Credit analysis, decision making, credit submissions, and decision implementation
* Proactive management of customers in line with agreed exit strategy at loan level, including litigation
* Action CRM system appropriately to ensure accounts are at the correct status
* Work closely with other members of the RM team
* Submit weekly progress reports and ensure data is accurate
Required Skills and Qualifications:
* Qualified Financial Advisor
* A bachelor's degree (or equivalent)
* 5 years minimum experience in commercial debt management, restructuring, or workout
* Strong negotiation skills
* Commercial Relationship management experience essential
* Ability to analyse company profit & loss statements and balance sheet
* Confidence to assume responsibility and initiative
* Excellent time management, prioritization, and organizational skills
* Excellent written and verbal communication skills
* Advanced Microsoft Excel skills (vlookups, pivot tables, dashboards, data manipulation)
* Advanced Microsoft PowerPoint skills (presentation of financial results to clients/board of directors)
* Excellent, in-depth, and up-to-date knowledge of the CCMA, CPC, SME, and how to apply these through interactions with our customers
* Full driving license, with access to a vehicle for work purposes
What We Offer:
* Flexible working options - Hybrid Working
* 22 days annual leave increasing to 25 days plus additional company leave days
* Company matched pension
* Life assurance
* EAP Service
* Family Leave Policies
* Training opportunities (in-house training, certification/exam support)
* Professional membership fees
* Cycle to work scheme
* Bonus scheme
* Social events