Job Description:
Zurich Insurance Europe AG, Ireland Branch is seeking an Agri Market Facing Underwriter to join our Personal Lines Department.
The successful candidate will be responsible for account management of our Farm Protection Business through Direct Customers & Broker partners, developing and maintaining relationships with Farm Business Development Managers, Direct Customers & Broker partners to support business retention and acquisition.
They will contribute to the development of propositions and apply organisational quality standards to deliver profitable business results.
The Underwriter will work closely with Sales and Distribution and other internal operations, such as Product, Claims, Business Lines and Finance to ensure all areas of the business are managed according to the Zurich Way of Underwriting and within delegated authority levels.
Your Role:
* Builds relationships with key customers and distributors, managing strategic distributors' agreements and terms of business with Zurich.
* Underwrites and analyses new and renewal business utilising the Zurich Way of Underwriting framework and within delegated authority levels.
* Measures exposure and analyses risk primarily for business referred by our online quotation tools/products.
* Quotes and sets coverage for cases not automatically rated/accepted.
* Negotiates terms and conditions.
* Contributes to managing accounts and builds relationships in support of customer/business acquisition and retention.
* Implements agreed technical standards, controls, practices and procedures, thereby maintaining underwriting discipline.
* Proactively contributes ideas and works for the development of new or enhanced propositions based on technical, customer and distributor insights.
* Acknowledges Central Bank compliance standards of operating.
* Demonstrates high-level quality assurance in all elements of the underwriting process.
* Ensures any issues arising are dealt with in accordance with Zurich standards and that where appropriate issues escalated in a timely fashion.
* Responsible for relationship management and the maintenance of all customer Underwriting Records in accordance with regulatory/statutory and internal requirements.
Key Skills and Experience:
* A minimum of 2 Grade C3/H5 at Higher Level in the Leaving Certificate (or equivalent) or FETAC Level 6 Diploma.
* Bachelor's degree and/or holds or is working towards relevant professional qualifications i.e. CIP, ACII.
* Minimum 3 Years industry knowledge in Commercial Insurance Underwriting Authority Level Min 1.
* Excellent technical insurance knowledge, including specific knowledge in the Agricultural sector.
* Advanced knowledge of the Insurance Industry is required, specific knowledge of the Agricultural sector would be beneficial.
* Thorough understanding of the relevant systems, sales practices in addition to our products being sold in the market.
* Solid understanding of Underwriting practices, rules and performance metrics.
* A high level of experience in contributing to and working effectively as part of a successful team.
* Strong communication and interpersonal skills supporting an ability to develop and maintain valuable and productive relationships with key customers.
* Excellent planning and organisational skills.
* Strong Problem-solving, decision-making and judgement skills.
* Strong knowledge of regulatory and legal requirements.
* Supports organisational change and improvement.
* Ability to drive and manage own work.
About Zurich:
Zurich is one of Ireland's leading insurance companies providing a wide range of general insurance and life insurance products and services.
The company employs over 1,000 people across its locations in Dublin and Wexford.
Zurich is a strong brand - with our 53,000 employees worldwide forming the basis of our success, helping our customers in 210 countries and territories to understand and protect themselves from risk.
We foster a culture of diversity and inclusion, valuing and defending what is right and promoting opportunities for equity among our professionals.