Senior Loans Officer Job Description
This is a senior position that involves assessing credit applications, reviewing borrower's ability to repay, and assembling paperwork associated with the application. The role requires excellent communication and interpersonal skills, as well as the ability to work under own initiative with minimal direction.
* The Senior Loans Officer will be responsible for assessing credit applications, including personal, business, overdraft, reschedule, and mortgage applications.
* They will review borrower's ability to repay and assemble paperwork associated with the application.
* The role also involves reviewing credit reports, analysing applicants' financial circumstances, and conducting stress tests as required.
* The successful candidate will have the authority to approve loan applications within approval authorities/policy.
* They will also be responsible for contacting members relating to ongoing applications/decision outcomes, reviewing applications to extend/reschedule agreements, and preparing and presenting complex loan applications to the Lending Team Manager/Combined Authority/Credit Committee/Board.
Requirements
* A relevant postgraduate qualification in Loans and Savings and Investments or equivalent.
* A minimum of 2-3 years' underwriting experience.
* A good working knowledge of Wellington IT (Scion) and strong IT skills are an advantage.
Benefits
* A competitive salary and benefits package.
* The opportunity to work in a dynamic and innovative organisation.
* Ongoing professional development and training.
How to Apply
Please submit your application, including a cover letter and/or letter of application and full CV, to the HRD Manager. Please include the reference 'Senior Loans Officer' in the subject line.