Job Title: Global Payments and Licensing Specialist
Rippling is a leading provider of innovative payment solutions that enables businesses to manage all aspects of employee lifecycle in a single system. Our team is seeking a highly motivated and proactive Global Payments and Licensing Specialist to assist with our global payments and lending licensing and examination program.
This role will partner closely with our Legal, Compliance, Finance, and Product teams to drive a comprehensive international payments and lending licensing and compliance program. The primary focus will be on global licensing and compliance activities, with additional support for U.S. licensing as needed.
The ideal candidate will have a passion for efficiency and building scalable approaches in the ever-changing world of money transmission, e-money, payments, and lending compliance. They will be a self-starter and take pride in working cross-functionally to drive action and help colleagues navigate complex global licensing requirements.
We are looking for someone who can bring fresh perspectives on how compliance should be run and welcome their innovative thoughts on achieving the highest efficiency and protection in Rippling's licensing and compliance activities.
Responsibilities:
* Assist with the global license acquisition process on behalf of Rippling, including applications for e-money or payment institution licenses, working with a cross-functional team to ensure complete and accurate license applications.
* Assist with lending licensing and support the global payments applications process.
* Manage payments and lending licenses across various international regulators and systems.
* Support regulatory examinations and audits of Rippling's global licenses.
* Lead and monitor international license renewals, quarterly and annual reports, and jurisdiction-specific examinations.
* Partner with business stakeholders to improve processes and ensure that new and existing payment products comply with policies and applicable global laws and regulations.
* Continually identify opportunities for efficiencies while escalating any control deficiencies.
* Collaborate with U.S.-based licensing team members to ensure consistency in processes and cross-functional visibility.
Requirements:
* 3+ years of experience in compliance, licensing, regulatory, or paralegal roles for a law firm, financial institution, or tech company (experience in payments, e-money, lending, and global financial regulatory compliance is a plus).
* Entrepreneurial mindset (flexible, self-starting and hard-working) in generating new and innovative solutions to build out the Legal & Compliance program.
* Demonstrated solution-oriented business and compliance judgment.
* Exceptional attention to detail.
* Strong project management and organisational skills.
* Excellent communicator both internally and externally, with ability to break down complex regulatory requirements into easy-to-understand and practical advice.
* Strong analytical and problem-solving skills.
* Familiarity with international licensing regimes and regulatory frameworks (e.g., FCA, Central Bank of Ireland, AUSTRAC, MAS, FINTRAC) is a plus.
* Familiarity with the NMLS system is a plus.
* Sense of humour.
What We Offer:
At Rippling, we are committed to providing a diverse and inclusive work environment. We prioritize candidate safety and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics.
Our office-based employees are expected to work in-office at least three days a week under current policy, to foster a collaborative work environment and company culture. However, we understand the importance of flexibility and work-life balance.