BCMGlobal ASI Ltd is a leading independent loan servicer, managing AUM for 20+ clients and is highly rated by S&P in Ireland working with pillar banks, non-bank lenders, debt investors and their customers throughout the loan lifecycle from origination through to redemption, including loan workout services. It is part of BCM Global, a prominent European independent mortgage, real estate, and commercial loan servicer expert in providing innovative financial services.
BCMGlobal is part of LC Financial Holdings which is one of Europe's premier investors and managers of alternative credit, operating in 10 markets with 1,900 employees.
What you'll do
This Head of Compliance role includes the PCF 12, PCF 52 for the purposes of the Central Bank's Fitness and Probity regime and will act as the Data Protection Officer. The Head of Compliance will be responsible for the independent management and oversight of Regulatory, AML and Data Protection risk. That will include, but is not limited to, the following activities:
* Take the lead in driving the Compliance strategic agenda across BCMGlobal ASI Limited.
* Develop and maintain strong relationships with key internal and external stakeholders to ensure effective service delivery and foster a culture of compliance awareness.
* Ensure timely and accurate delivery of all compliance functional activities, including:
* Providing subject matter expertise on Central Bank Codes of Conduct and Credit Servicing Standards, Financial Crime legislation, GDPR.
* Managing and maintaining compliance-owned policies and procedures.
* Leading horizon scanning activities, engaging with external bodies on regulatory changes, and supporting timely implementation of changes.
* Investigating escalated compliance issues and managing regulatory engagement with the relevant authorities, including CBI and DPC..
* Delivering to a high standard all reporting requirements to internal and external stakeholders, including the Board of Directors.
* Deliver the Board-approved annual Compliance programme of work.
* Support the business in identifying and mitigating compliance risk.
* Lead and motivate a highly engaged team of Compliance professionals.
* Role model the company's values of Integrity, Partnership, and Excellence.
In your role as MLRO and PCF52 with responsibility for AML/CTF risk, you will:
* Develop a strong understanding of the organisation's operations and associated AML/CTF risks/controls.
* Apply an AML risk assessment framework in line with regulation and internal policies.
* Provide AML-specific expertise to senior management on regulatory and legal obligations, interacting with Legal, Operations, and Risk teams.
* Collaborate with AML compliance colleagues and relevant teams to promote best practices and ensure AML/KYC controls are effective and proportionate.
* Collaborate with the Board as the AML SME, driving a culture of compliance awareness.
* Conduct and document Business-Wide Risk Assessments for money laundering and terrorist financing risks.
* Prepare annual MLRO reports, management information, and Board reporting.
* Create a risk-based AML monitoring plan, including KPIs and oversight of AML activities.
* Review new business activities for AML compliance and risk impact.
* Monitor AML developments and implement necessary compliance changes.
* Design and deliver annual AML/CFT and Financial Crime where relevant.
In your role as DPO, you will:
* Monitor compliance with GDPR and other data protection laws across the organisation.
* Advise on obligations and conduct Data Protection Impact Assessments (DPIAs).
* Act as the primary contact point for the Data Protection Commission on all matters.
* Maintain records of processing activities in accordance with GDPR requirements.
* Provide guidance and training to staff on data protection responsibilities/best practices.
* Report on GDPR compliance to senior management and the Board as required.
* Stay informed on updates in data protection law and implement necessary changes.
What you'll bring
* Minimum of 8 years financial services experience in a Compliance, Risk, Audit, or a Control role, including at least 2 years of experience at leadership level in a Compliance and AML/CTF advisory role. Prior designation as PCF52/PCF12 is highly advantageous.
* Prior experience as DPO is highly desirable.
* Strong understanding of applicable regulatory Codes of Conduct, GDPR, & legislation.
* Excellent communication and analytical skills, and adherence to the highest ethical standards. Adept at developing and managing collaborative relationships.
* A good understanding and experience of the Credit Servicing sector and associated banking processes, financial products, and/or systems.
* An aptitude for the compliance discipline being able to effectively identify compliance issues and guide the business to the right outcome adopting a customer first approach.
* The Compliance Institute Professional Diploma in Compliance and an AML or Data Protection qualification are also advantageous.
What we offer
* A fair recruitment process.
* Working in a friendly environment and being surrounded by amazing talents and personalities.
* Company matched pension, life assurance, paid maternity, adoption and shared parental leave, paternity pay of two weeks, one day of volunteer leave per year, Employee Assistance Programme…and plenty more.
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We are an inclusive employer whose people work collaboratively. We encourage, support, and value the various talents and perspectives of our people and promote a flexible and blended work environment where our people can thrive, and their wellbeing is supported. We know that diversity drives better client outcomes, continuous improvement, and growth. Be part of our Company journey and together we will achieve our full potential.
We treat all individuals fairly and equitably and do not discriminate based on diverse characteristics including, but not limited to gender, gender identity, sexual orientation, age, ethnicity, cultural background, physical abilities/disabilities, religious or political belief, marital or family status or carers responsibilities.
Candidates must have the relevant work rights to be considered for an opportunity at BCMGlobal. Successful applicants will be required to complete background screening prior to commencement of employment.