We're reinventing payments.
In less than four years, Dojo disrupted the market to become the largest and most loved acquirer in the UK.
Our payments infrastructure, purpose-built for in-person commerce, is game changing.
Now, over 150,000 customers across four countries choose to transact billions with us every year.
But we're just getting started.
Our people are the driving force behind our success.
They are our greatest investment and our ultimate competitive advantage.
We hire exceptional people and give them the autonomy, trust, and ownership to thrive.
The results take care of themselves.
The Role The Irish market is a high-growth, core pillar of Dojo's European operations.
As one of our Irish Market Underwriters, you will be the expert shielding Dojo from fraud, financial crime, and credit risks across our rapidly scaling merchant portfolio.
This is a high-impact individual contributor role where your sharp insight ensures a secure, commercially viable onboarding journey for all customers.
You will manage complex cases and high-volume applications, partnering directly with our UK and International Risk teams to maximise growth while operating strictly within our defined risk appetite.
What you will do...
Comprehensive Risk Assessment and Proposition Variety: - Conduct thorough credit and acquiring risk assessments across our diverse merchant portfolio (from SMEs to complex Enterprise-level propositions).
- You'll analyse financial health and exposure, ensuring all decisions mitigate risk and adhere to card scheme rules, regulatory requirements, and Dojo's internal risk appetite as well as evaluating underlying acquiring exposure.
Operational Excellence and Stakeholder Engagement: - Efficiently process high-risk applications and service requests within strict SLAs.
You'll partner proactively with Commercial teams to maximise onboarding opportunities by delivering robust, risk-managed solutions, managing escalations, and advocating for sound risk practices.
- Collaborate with Legal on an ad-hoc basis for high-risk applications, assisting with the negotiation and review of bespoke contracts and security arrangements.
Regulatory Compliance and Market Intelligence - Drive compliant onboarding by performing thorough KYC/KYB verification (ownership, identity, compliance screening) to ensure strict adherence to Irish and EU financial regulations for all new merchants.
- Actively contribute to developing and documenting underwriting policies and processes, using your market intelligence to incorporate evolving industry trends and regulatory changes (CBI, EU directives) into our Irish risk framework.
What you will bring...
Relevant Experience: Proven experience in an underwriting or financial risk analysis role within a financial institution, ideally with a high volume of varied small to medium-sized business propositions.
Payments Industry Knowledge