North Midlands Credit Union is currently recruiting for the role of Loans Officer. This is full-time 12 month fixed term position based in Longford.About the RoleNorth Midlands Credit Union is seeking a motivated and detail-oriented Loans Officer to join our Lending Department on a 12 month fixed term contract. Reporting directly to the Head of Lending, the successful candidate will be instrumental in supporting day-to-day loan operations, engaging with members and ensuring the smooth and efficient handling of loan applications from initial query to underwriting. This position involves daily interaction with our valued members, so requires exceptional communication skills, a commitment to delivering outstanding customer service, a proactive approach to member support and a thorough understanding of lending procedures.Key responsibilities:Loan Approval and AdministrationWorking with and under the supervision of the Credit Officer or as delegated.Ensure that the Credit Union lending policy is implemented in an efficient and effective manner.Deal efficiently and courteously with members in a confidential, discreet and sensitive manner and exercise judgement and care in the approval and recommendation of loans.Provide expert, tailored lending advice based on each member's needs.Act as the first point of contact for loan queries; Take and assess loan applications across the Credit Union's full range of loan products, from members in person, over the telephone, online and through other communication channels in line with North Midlands Credit Union's policies and procedures.Conduct thorough financial assessments to determine suitable options.Maintain CRM records and manage pipeline activity efficiently.Deal with other member queries as they arise.Maintain fast turnaround times while ensuring compliance with AML and lending policies.Collaborate with marketing and business development to enhance member offerings.Contribute to departmental meetings and help shape a member-centred lending service.OtherAct as a key holder and take responsibility for alarming and general security as delegated.Other duties delegated to you by the Management or Supervisory staff from time to time.A full job description is available on request from the Operations Support / HR Administrator.The successful candidate will have the following skills and experience:3-5 years personal lending experience in a financial institutionSelf-motivated with a "Right First-Time" ethosOrganised and capable of prioritising tasks effectivelySkilled in engaging with members and understanding their financial needsMinimum APA qualification (QFA Loans module + QFA Regulation module) or full QFA is desirableStrong Credit lending and underwriting experience is essentialExcellent organisational skills with demonstrable ability to develop and enhance work practices.Ability to work on own initiative and as part of the wider lending teamFull clean driving licence and own transport essentialApplications for the above position detailing education & experience should be made through Indeed portal.Closing date for applications: Wednesday 10th September 2025North Midlands Credit Union Limited is an equal opportunities employer. If you would like a copy of our Recruitment Privacy Statement, please request same.Short listing may apply, based on written applications against the criteria set out above.A panel for this specific role may be formed.Canvassing will disqualify.Job Type: Fixed termContract length: 12 monthsPay: €35,604.00-€54,135.00 per yearBenefits:Employee assistance programOn-site parkingExperience:Lending: 3 years (preferred)Licence/Certification:APA Certification (preferred)Work Location: In person