We are presently recruiting for a Credit Underwriter for our clients in Killarney, County Kerry. Working as part of a wider team, you will work on evaluating and analysing credit applications to determine a borrower's creditworthiness. You will have strong IT skills and will be first point of contact for all client inquiries and loan applications. This is a full-time position, based in office in Killarney, County Kerry.
Responsibilities:
1. Assess loan applications, financial statements, and credit reports to determine borrower risk.
2. Analyse income, debt, and financial data to evaluate creditworthiness.
3. Ensure compliance with company policies and regulatory guidelines.
4. Identify potential risks associated with lending to an individual or business.
5. Follow company policies and regulatory guidelines to ensure compliance
6. Collaborate with loan officers and clients to verify financial information.
7. Recommend loan approvals, modifications, or rejections based on risk assessment.
8. Maintain accurate records and prepare credit reports for decision-making.
Qualifications and experiences:
9. 2+ years' experience in a similar position (either administration, accounts, banking)
10. Qualification in either Finance, Accounting, Business, or a related field
11. Proficiency in Excel and other software