Overview
Croí Laighean Credit Union was established in December 2016 with the merger of Edenderry Credit Union and Coill Dubh & District Credit Union. The subsequent merger with Leixlip and District Credit Union in March 2018 expanded our service area, with a common bond reaching from Rhode, Co. Offaly in the West to Leixlip, Co. Kildare in the East. We proudly serve over 48,000 members and operate branches in Edenderry, Coill Dubh, Clane, and Leixlip, with a dedicated team of over 80 staff members available six days a week, including Saturdays.
Role Description
As a member of the Lending Team, the Lending Officer position will form part of a highly motivated, multi-skilled team responsible for providing a first-class service to members on all types of loan requests received in any office, in person, by phone, or online, while also assisting with managing the day-to-day workload of the team.
Please note this role will be advertised internally and externally simultaneously, however preference will be given to any suitably qualified and experienced internal candidates.
Key Duties and Responsibilities
* Undertake a detailed analysis and assessment on all types of Personal loan applications, make informed decisions, recommending approvals and/or declining applications as appropriate.
* Responsible for meeting specific income targets allocated to the Lending Team in support of the Business Strategy of the Credit Union
* Conduct loan interviews and obtain the necessary financial information to support the loan application.
* Operate within the agreed authorised lending discretion framework to ensure compliance with all relevant Policies, Procedures, and regulatory requirements.
* Work closely with other Lending Officers to meet tight deadlines, ensuring timely turnaround of assessments, including demonstrating strong productivity in line with Service Level Agreements.
* Contribute, participate, and engage with the Credit Union’s strategy and change programme.
* Promotion of other Credit Union products and services with a focus on digital offerings.
* Undertake other reasonable and lawful duties as may be directed from time to time by Management.
Qualifications
* A relevant professional/financial services qualification, satisfying Minimum Competency Requirements, i.e., QFA
* A minimum of three years of Loan assessing/underwriting experience in a Credit Union, Bank and /or other Financial Institution.
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