Our client—an early-stage, Ireland-based Neobank preparing its application for an EMI license—is searching for a dual-hatted Chief Compliance Officer (CCO) / Money Laundering Reporting Officer (MLRO) to lead the compliance, AML/CTF, and risk agenda through regulatory EMI authorization.This is a career-defining opportunity to shape a new category of European financial services: a neobank combining transparent pricing, human-centred support, and advanced payment infrastructure built for individuals on the move and the SMEs powering Europe's economy. Key ResponsibilitiesLead all compliance and AML/CTF aspects of the EMI authorization process with the Central Bank of Ireland (CBI), acting as a key liaison for regulatory engagement.Design, implement, and oversee the compliance, risk, governance, and AML/CTF frameworks, ensuring alignment with CBI expectations and EU regulatory requirements.Prepare, maintain, and update all core documentation needed for EMI licensing, including Compliance, AML/CTF, Risk, and Safeguarding policies and risk assessments.Collaborate with product, tech, and operations teams to embed "compliance-by-design" into new features and payment flows.Monitor evolving European regulatory developments (PSD2/PSD3, AMLA reforms, EBA guidelines), advising leadership on impacts.Support EU passporting and multi-jurisdiction expansion, ensuring consistent compliance standards across markets.Establish and manage relationships with regulators, auditors, legal partners, and financial institutions. Key Requirements3+ years in senior Compliance, Risk, AML/CTF, or MLRO roles in EU-based fintechs or banksDemonstrable AML/CTF expertise, including transaction monitoring, suspicious activity investigations, and regulatory reporting.Strong understanding of European payments and regulatory frameworks, including PSD2/PSD3, AMLDs/AMLA, SEPA scheme rules, safeguarding, operational resilience, and financial crime typologies.Proven experience interacting with EU financial regulators, ideally including the Central Bank of Ireland.Ability to design and implement policies, risk assessments, control frameworks, and governance structures for new or scaling institutions.Strong documentation, communication, and stakeholder management skills.Experience supporting or leading an EMI or PI license application in EU is a significant advantage.Ability to meet the Central Bank of Ireland Fit & Proper requirements The Employer OffersCompetitive compensation, aligned with the level of involvement at each stage (part-time during the early licensing period, transitioning to full-time closer to authorization and launch).A rare opportunity to build a pan-European compliance, AML/CTF, and risk infrastructure from the ground up.Performance-based incentives