JOB TITLE:Senior Mortgage/Loans Officer CREDIT UNION:Nenagh Credit Union REPORTING TO:CEOandHeadofLending Nenagh Credit Union Limited are inviting applications for the position of Senior Mortgage/Loans Officer, on a fulltime, permanent basis. This is an excellent opportunity to join a progressive and ambitious Credit Union with over 18,000 members and assets in excess of €89 million. Nenagh Credit Union wish to appoint a self-motivated individual with excellent communication and interpersonal skills to this position. Nenagh Credit Union has experienced significant growth in our Personal Lending Book in recent years and we intend to commence providing Mortgages to our Members in the coming months GENERAL SCOPE OF ROLE: Reporting to the CEO and Head of Lending, the Senior Mortgage/Loans Officer will support the Credit Union in the launch of our Mortgage Product and will have key responsibility for assessing members applications for Mortgages in adherence to the Credit Unions lending policies and procedures, and in accordance with responsible lending practices. While their primary focus will be on Mortgage Lending the Senior Mortgage/Loans Officer will support the Lending Team in several ways, including assessing Personal Loan Applications. assisting in theareasofpolicy,lendingstrategyand loanproductdevelopment,alongwithcontributing to the smooth operation of the lending function by undertaking related administrative and organisational tasks and Business Development. Morespecifically,he/shewill: Assess member Mortgage and Loan applications in accordance with lending policy andprocedures,operatingstrictlywithinthespecifiedlimitsofauthority,practicing responsible lending in accordance with the credit union ethos and working closely with the Credit Union Management Team. SupportMembersthroughtheirMortgageJourneyfromtheirinitialquery togetting Mortgage Ready through to Completion and Mortgage Issue. Communicate effectively with and assist members regarding their mortgage and loanapplicationsinperson,by telephoneandbyvariousonline/electronicmeans in line with the ethos of the Nenagh Credit Union. Maintaininguptodatemarketknowledgeandinformationon themortgagemarket and mortgage related products. Leadbyexampleinthedeliveryofthe CreditUnionsPrinciplesandValueswitha particular focus on superior member experience. Contributetoanexcellentmemberexperiencebyprovidingmember excellence together with an efficient loans service to members. DeveloplocalmarketawarenessinconjunctionwiththeHeadofLending/Business Development Officer Establish relationships with local businesses and community organisations Assist in developing lending policy, lendingstrategy and loan product development, includingidentifyingandimplementingprocessefficiencieswithinthelendingteam, and improvements to administration practices. Provide training, coaching and guidance to the wider credit union staff team, and contributetoloanunderwritinganddecision-making,particularlyinrelation tomore complex loan applications Supporttheactivitiesofthecreditcommittee,whichwillinvolveattendanceat credit committee meetings and producing reports as required OngoingliaisonwiththewiderCUteam,includingthemanagementteam,credit control, operations and marketing functions Understand anddeliveron compliancerequirementsin all situationsandensure proceduresandcompliancenecessitiesincludingAMLandGDPRareadheredto. Theaboveisnotanexhaustivelistofdutiesasmaychangetomeettheoverallobjectives of the Credit Union The Person: Progressive, solution focussed & flexible, with a proven track record of working onown initiative Minimum5yearspreviouslendingexperience,withpreviousexperienceinMortgage & SME lending essential A relevant financial services lending qualification, such as APA loans and/or QFA (or equivalent) Excellentinterpersonal,communication&memberengagementskills,andaclear understanding of what great member experience is & how it is delivered. Strongknowledgeoffinancial&otherappropriateregulations AttentiontodetailtoensurethattheCreditUnionmeetsitsresponsibilitiesasa regulated entity & gets it right first time for the member Strongpeopleskills,withtheabilitytocoach,mentorandguidethedevelopmentof colleagues within the lending team, and to work effectively with other team members Satisfy current minimum competence requirements for lending as set by the Central Bank of Ireland for the credit union sector and be willing to undertake furthertrainingtoachievethoserequirementsthatmaybeupdated/amendedfrom time to time. The Benefits: At Nenagh Credit Union, we believe in taking care of our employees. We offer a comprehensive benefits package designed to support your well-being and professional growth. Our benefits include: Acompetitivesalaryanda generouspensionscheme EducationalSupporttocompleteadditionaltraining A collaborative and inclusive work environment with regular team-building activities, social events, and opportunities to give back to the community The Process: Please email your CV with the subject line SeniorMortgage/LoansOfficer by clicking Apply below Shortlistingmayapply,andassessmentwillbedone basedontheinformationprovidedin the application. NenaghCreditUnionLimitedisanequalopportunitiesemployer. Canvassing will disqualify. NenaghCreditUnionLimitedisregulatedbytheCentralBankofIreland. Nenagh Credit Unions Data Privacy Statement can be accessed on our website.