Overview
Senior Credit Risk Specialist role at Gilead Sciences. Join to apply for this position.
Gilead is dedicated to creating a healthier world. We focus on advancing therapies to tackle HIV, viral hepatitis, COVID-19, cancer and other health challenges, while ensuring global access to these therapies. We value collaboration, determination and a relentless drive to make a difference.
For current Gilead employees and contractors, please apply via the Internal Career Opportunities portal in Workday.
Key Responsibilities
* Conduct detailed credit risk assessments for new and existing customers, providing clear recommendations to stakeholders.
* Monitor customer creditworthiness, set and review credit limits and payment terms in line with internal credit policies.
* Analyse audited financial statements and sales forecasts to support credit decisions.
* Collaborate with Commercial, Controllership and Treasury teams to strengthen customer relationships and support strategic objectives.
* Execute and monitor the Credit Block Release process across in-scope markets, ensuring compliance with internal controls and service level expectations.
* Support the Credit & Collections function, promoting best practices, continuous improvement, and providing buddy cover as needed.
Skills & Competencies
* Commercially focused with strong analytical skills and the ability to make sound, evidence-based decisions independently.
* Excellent communication skills—verbal, written, and interpersonal—for effective cross-functional collaboration and stakeholder engagement.
* Highly organized, detail-oriented, and self-motivated, with strong prioritization and workload management abilities.
* Strong relationship management skills and a proven commitment to delivering the highest service standards.
* Proficiency in financial reporting systems or the ability to quickly develop this expertise.
* Familiarity with AI and process mining tools (e.g., Celonis) to support system and process improvements.
* Basic understanding of how to use data insights to identify inefficiencies and suggest automation opportunities.
* Exposure to ERP systems such as SAP, with a willingness to learn and apply analytical tools in these environments.
Preferred Experience
* Qualified or Part-Qualified Accountant (ACA, ACCA, CIMA or equivalent – including those currently undertaking exams), or 5+ years’ experience in credit risk management.
* Strong ability to interpret financial statements and forecasts.
* Experience working in a multinational environment; experience in biotech or pharmaceuticals is a plus.
Employment Details
* Seniority level: Not Applicable
* Employment type: Full-time
* Job function: Finance and Sales
* Industries: Biotechnology Research and Pharmaceutical Manufacturing
Equal Employment Opportunity
It is the policy of Gilead Sciences, Inc. and its subsidiaries and affiliates to recruit and employ the most qualified persons for positions throughout the Company. All employment actions relating to issues such as compensation, benefits, transfers, layoffs, training, or education assistance are administered on a non-discriminatory basis, without regard to protected characteristics unless required by law. Gilead prohibits discrimination based on any other characteristics protected by applicable laws.
For current Gilead employees and contractors, please apply via the Internal Career Opportunities portal in Workday.
Referrals increase your chances of interviewing at Gilead Sciences.
#J-18808-Ljbffr