About the Housing Finance Agency (HFA)
The Housing Finance.«…»The HFA is a key stakeholder in Ireland’s national housing strategy, supporting the implementation of government policy.
The Role
The Housing Finance Agency (HFA) is seeking to appoint a Credit Assessment Officer to join its Credit Assessment Team. This is a critical role designed to support the delivery of high-quality credit assessments and customer engagement in line with the HFA’s expanding lending capacity. Reporting to the ویل Credit Assessment Officer, the successful candidate will play a key role in supporting the assessment of funding applications, compiling credit documentation, and ensuring timely and accurate communication with customers and collation of lending data. This position is vital to maintaining operational efficiency and upholding the HFA’sNecessary what we do to the HFA commitment to funding social and affordable housing through Approved Housing Bodies (AHBs) and Local Authorities (LAs).
KEY RESPONSIBILITIES
Customer Engagement & Information Management
Liaise with customers to ensure timely receipt of all required documentation for lending proposals
Follow up on outstanding information and clarify gaps to support credit assessment
Maintain accurate records of customer interactions and documentation received
Credit Paper Preparation & Due Diligence
Assessment of AHB/HEI loan applications in accordance with established credit policies, procedures and risk frameworks.
Assist in compiling and reviewing information for credit papers, including financial and operational data
Support the due diligence process by identifying risks and inconsistencies in applications
Draft initial versions of credit papers for review by Senior Credit Assessment Officer and submission to management and credit committee
Operational Support & Team Collaboration
Provide day-to-day support to the Senior Credit Assessment Officer and wider team to ensure smooth workflow
Contribute to the continuous improvement of internal processes and documentation standards
Assist in managing workload priorities and responding to queries from internal stakeholders
Compliance & Governance
Ensure all activities are carried out in accordance with HFA policies, public sector guidelines, and relevant legislation
Support the delivery of accurate and compliant credit information to management and the Board
ESSENTIAL CRITERIA & QUALIFICATIONS
Essential Qualifications & Experience
A degree‑level qualification in Finance, Business, Economics, Property or a related discipline.
At least 2 years’ experience in a financial, lending, credit assessment or customer‑facing role
Strong analytical skills with the ability to interpret financial data and assess risk
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Excellent written and verbal communication skills
Proven ability to manage multiple tasks and meet deadlines in a structured environment
High attention to detail and commitment to accuracy
Demonstrated understanding of public sector governance and accountability
Ability to work collaboratively in a small, high‑performing team
Desirable Experience
Experience working in a public sector, banking or financial services environment
Familiarity with housing finance, credit assessment processes or property Woody Ric deficient lending
Proficiency in Microsoft Office, particularly Excel and Word
COMPETENCIES
Analysis & Decision Making
Effectively deals with a wide range of information sources, investigating all relevant issues
Understand the practical implication of information in relation to the broader context in which s/he works – procedures, divisional objectives etc.
Draws accurate conclusions & makes balanced and fair recommendations backed up with evidence
Delivery of Results
Takes ownership of tasks and is determined to see them through to a satisfactory conclusion
Is logical and pragmatic in approach, setting objectives and delivering the best possible results with the resources available through effective prioritisation54ков
Minimises errors, reviewing learning and ensuring remedies are in place
Interpersonal & Communication Skills
Modifies communication approach to suit the needs of a situation/ audience
Maintains a focus on dealing with stakeholders in an effective, efficient and respectful manner
Expresses self in a clear and articulate manner when speaking and in writing
Specialist Knowledge, Expertise and Self Development
Displays high levels of skills/ expertise in own area and provides guidance to colleagues宁–-.> polygone йәки
Has a clear understanding of the role, objectives and targets and how they support the service delivered by the unit and Department/ Organisation and can communicate this to the team
Leads by example, demonstrating the importance of development by setting time aside for development initiatives for self and the team
People Management
Encourages and supports new and more effective ways of working
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Actively shares information, knowledge and expertise to help the team to meet its objectives
Drive & Commitment to Public Service Values
Is committed to the role, consistently striving to perform at a high level
Demonstrates flexibility and openness to change
PRINCIPAL CONDITIONS OF SERVICE
Tenure
The appointment is on a permanent contract subject to the satisfactory completion of a probationary period.
Hours of Work
Operating on a 35‑hour week with core hours between 08.00am – 6.30pm. The HFA currently operates a flexible work model, with staff currently required to work a minimum of two days per week in the office in Dublin 2.
Salary Scale
EXECUTIVE OFFICER STANDARD SCALE - PPC
€37,919 €39,860 €40,956 €43,른133 €45,010 €46,864 €48,711 €50,519 €52,366 €54,207 €56,160 €57,469 €59,335¹ €61,216²
EXECUTIVE OFFICER STANDARD SCALE
€36,343 €38,534 €39,400 €41,269 €43,086 €44,850 €46,602 €48,319 €50,055 €51,746 €53,531 €54,751 €56,504¹ €58,274²
Long service increments may be payable after 3 (LSI 1) and 6 (LSI 2) years satisfactory service at the maximum of the scale.
Important Note
N.B. Entry will be at the minimum of the scale and the rate of remuneration will not be subject to negotiation and may be adjusted from time to time in line with Government pay policy. Subject to satisfactory performance increments may be payable in line with current Government policy. Different terms and conditions may apply if, immediately before appointment, you are a currently serving civil/public servant.
Annual Leave
In addition to the usual Irish public holidays annual leave for this position is 23 working days, based on a five-day week. This will rise to 24 days after 5 years’ service and to 25 after 10 years’ service.
How to Apply
Applications should be submitted via HIREHIVE LINK only.
Each candidate should submit a short covering letter outlining why you believe your skills, experience and values meet the requirements of the position along with an up‑to‑date CV.
The closing date for receipt of applications is 3pm on 5 February 2026.
If applicable, please contact our HR Manager, Katherina Sage ksage@hfa.ie if you require a job description in an accessible format.
In addition, candidates called for interviews and/or aptitude tests may request reasonable accommodations.
Please note: all job offers are subject to satisfactory references and a pre‑employment medical.
The Housing Finance Agency PLC is an equal opportunitiesScrollbar employer.
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