PayPal has been revolutionizing commerce globally for more than 25 years. PayPal operates a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We provide proprietary payment solutions and end-to-end payments capabilities to enable merchants and consumers to connect, transact, and complete payments online or in person. We offer a range of funding sources and products, including PayPal, Venmo, and Xoom, with cross-border capabilities and risk management to reduce friction in global trade. We maintain a culture guided by Inclusion, Innovation, Collaboration, and Wellness, with a focus on taking care of ourselves, each other, and our communities.
Job Description Summary
This job will lead the development and implementation of advanced data science models and algorithms. You will work with stakeholders to understand requirements and deliver solutions. Your role involves driving best practices in data science, ensuring data quality, and mentoring junior scientists.
Essential Responsibilities
* Lead the development and implementation of advanced data science models.
* Collaborate with stakeholders to understand requirements.
* Drive best practices in data science.
* Ensure data quality and integrity in all processes.
* Mentor and guide junior data scientists.
* Stay updated with the latest trends in data science.
Expected Qualifications
* 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Additional Responsibilities And Preferred Qualifications
* You will provide solutions to address tactical and strategic business problems with strong analytical skills to support profitable growth of the SMB portfolio.
* You will work closely with business stakeholders to develop an acquisition roadmap to support profitable growth and trade-offs, defining objectives and executing them to drive growth across regions, with focus in the American region.
Your day-to-day
* Conduct thorough analysis with all available data tools and provide insights to inform risk strategies balancing risk/reward.
* Set up detailed portfolio monitoring to mitigate fraud with urgency.
* Manage credit exposure and conduct sensitivity testing to optimize strategy.
* Evaluate internal models and implement them in risk strategies.
* Partner with product and platform teams to execute risk strategies and conduct A/B testing to optimize onboarding funnel.
* Be the voice of risk management and solve complex problems within defined risk parameters.
What Do You Need To Bring
* 5+ years of experience in financial technology, banking, or payments in developing and implementing risk strategies to mitigate losses.
* Strong knowledge in data analytics to extract, analyze and transform data into risk strategy recommendations for profitable business growth.
* Knowledge of existing/emerging regulatory frameworks related to consumer and SMB acquisition.
* Experience in a Fintech working with Product and Engineering organization is a plus.
* Well organized, with the ability to thrive in a fast-paced work environment and manage multiple projects under deadline pressure.
* High level of intellectual, professional, and interpersonal agility, combined with strong analytical/problem-solving skills.
* Demonstrated ability to build/maintain relationships with key stakeholders to execute the risk roadmap.
* Strong communication skills in explaining complex matters clearly.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag. To learn more about recruitment fraud, please visit the PayPal careers site.
For most employees, PayPal offers a balanced hybrid work model with 3 days in the office and 2 days remote, providing the benefits of both locations.
Benefits
PayPal is committed to building an equitable and inclusive global economy. We offer benefits to support financial, physical, and mental health, including a flexible work environment and employee equity options. To learn more about our benefits, please visit the PayPal benefits site.
Commitment to Diversity and Inclusion: PayPal provides equal employment opportunity to all persons and offers reasonable accommodations for qualified individuals with disabilities. For accommodations or accessibility inquiries, please contact PayPal Global Talent Acquisition.
Belonging at PayPal: We strive to create an environment where all employees feel included and valued and reflect the communities we serve.
REQ ID R0131589
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