About GRID Finance
At GRID Finance, our mission is to support 10,000 small businesses through innovative software and lending products. We're a purpose-driven fintech with big ambitions and a small, dynamic team. Every day, we help real businesses across Ireland access the finance they need to grow — and as we scale, our Credit function is at the heart of making smart, data-led decisions.
The Opportunity
We're looking for a motivated recent graduate (finance, science, or related) to join our Credit Team. This is a training role designed to give you the foundation to grow into a
Credit Analyst
within 24 months. You'll learn the full lending journey — from reviewing applications, to engaging with customers, to making data-driven decisions — all while contributing to a fintech that's shaping the future of SME finance in Ireland.
What you'll do (your first 12 months)
· Support the Credit and Operations teams with day-to-day lending processes and credit administration.
· Learn to prepare and analyse Credit Packs to support lending decisions.
· Engage with SME customers to understand their businesses and financial needs.
· Liaise with frontline teams on application queries and issue resolution.
· Contribute to collections and recovery processes, gaining exposure to real-world credit risk management.
· Undertaking standalone projects involving in depth data analytics and contributing to wider team product and process development
· Undertake further learning, both internally and externally, to gain a deeper understanding of the role, sector, and our customers.
How you'll grow
·
0–6 months
: Hands-on training in credit administration, data analysis, and customer engagement.
·
6–12 months
: Take ownership of credit assessments, supported by senior colleagues.
·
12–24 months
: Progress towards Credit Analyst responsibilities — leading evaluations, making recommendations, influencing decisions and driving future department direction.
What we're looking for
· A recent graduate in finance, science, or similar.
· Needs to have a good understanding and knowledge of Business financial statements.
· Curious, analytical, and eager to learn by doing.
· Strong problem-solving and data analysis skills (Excel skills are a significant plus).
· Comfortable with technology and adapting to evolving systems.
· Strong communication skills and a willingness to engage with customers and colleagues.
· A self-starter who thrives in a fast-paced, small-team environment.
What's in it for you
· Competitive salary (~€30,000) and bonus scheme.
· Pension programme, healthcare & wellbeing allowances.
· Employee Share Ownership scheme.
· Support to complete the Professional Diploma in SME Credit and/or progress towards becoming a Qualified Financial Advisor (QFA)
· Real responsibility from day one, with structured training and mentorship.
· A clear career path into Credit Analysis in a growing fintech.
· The chance to work on purpose-driven initiatives.
Recruitment Process
· Interview & practical assessment — we want to see how you think, not just what's on your CV.