About the Role The Commercial Underwriter plays a key role in underwriting small to medium-sized Property, Liability, Miscellaneous, and Commercial Combined risks for both broker and direct clients.
The position involves assessing, pricing, and managing risk in line with underwriting appetite, while delivering a high standard of service to clients and supporting broader underwriting and business objectives.
The role also includes a small element of consumer underwriting, covering core personal lines such as Motor, Home, and Personal Accident for both direct and broker channels.
Key Responsibilities Underwrite and manage Property, Liability, Commercial Combined, and Miscellaneous risks for small to medium-sized direct and broker clients.
Manage a designated portfolio of clients with a measured and pragmatic approach.
Evaluate, price, and underwrite Motor, Home, and Personal Accident risks.
Take ownership and accountability for underwriting decisions in line with delegated authority and risk appetite.
Apply disciplined risk assessment to support sustainable portfolio performance.
Ensure accuracy and clarity in policy wordings and endorsements to maintain contract certainty.
Build and maintain effective relationships with brokers, clients, and internal stakeholders.
Support senior underwriters and contribute to team objectives.
Requirements CIP qualification (or equivalent) with membership of the Insurance Institute of Ireland.
3–5 years of experience in Commercial and Consumer Lines insurance.
Strong technical knowledge across Commercial and Personal Lines products.
Strong analytical and numeracy skills.
Excellent time management and ability to meet deadlines.
Proactive approach, flexibility, and strong work ethic.
What You'll Get A supportive and collaborative team environment.
Exposure to a varied and balanced underwriting portfolio.
Hands-on involvement in underwriting projects and strategic initiatives.
Opportunities to broaden technical expertise across both Commercial and Consumer Lines.
Professional development and learning opportunities.
Benefits Include Competitive salary Discretionary bonus Health allowance for employees and dependents (where applicable) 24 days annual leave plus 2 company days and 10 public holidays Option to purchase additional leave Generous pension scheme Life assurance and income protection Family leave policies Discounted Home and Car Insurance Exam and study leave Employee Assistance Programme and wellness initiatives Bike to Work scheme Active Sports and Social Club #LI-MC1