We have an exciting opportunity to join our Commercial Underwriting Department as a Senior Underwriter.
As a Senior Underwriter in the Commercial Portfolio Management and Change team, you will support the implementation of underwriting standards in AXA Ireland as an expert in the relevant Commercial classes of business in line with stated risk appetite.
At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work majority of your week away from home. Away from home means either attendance at one of our head office locations, visiting clients or attending industry events.
Responsibilities will include:
· Documenting of risk acceptance criteria and risk appetite for each class of business and continuous review of same.
· Evaluating competitors risk acceptance criteria through internet reviews, mystery shopping and working closely with BDMs to obtain Broker information.
· Highlight areas of concern and make recommendations for change based on completed reviews.
· Completing product benchmarking on individual classes.
· Responsibility for smaller nonmaterial classes of business/product/Scheme offerings.
· Identifying new product and/or process opportunities to improve products and strengthen Underwriting rules to reduce claims and/or improve overall customer experience.
· Ad hoc analysis of portfolios to identify areas of concern and development of action plans.
· Maintenance of Underwriting licence system for all staff.
· Maintenance and refinement of underwriting rulebooks for relevant classes.
· Develop and deliver Underwriting training programmes to sales and Underwriting staff on product features and acceptance rules, rating, and risk appetite.
· Work with Trading Underwriting and Claims teams to ensure effective implementation of Underwriting standards.
· Act as business lead or underwriting subject matter representative on cross functional projects.
· Act as a point of referral for complex technical queries from staff in sales, claims, AXA Legal Services, broker partners, digital, marketing and other underwriting staff.
· Produce reports with clear findings and recommendations as requested.
· Third party provider engagement notably on exposure management and support systems
· Performance analysis and reporting of the Commercial products using available analytical and reporting systems
About You/Qualifications:
· A minimum of 6 years' experience in a relevant risk acceptance and rating environment is essential
· CIP Qualification essential, with MDI or ACII desirable
· Have a detailed understanding of underwriting, rating and acceptance criteria.
· Capable of making quality risk assessment decisions.
· Excellent negotiation, influencing and interpersonal skills.
· Strong analytical and numerical reasoning skills.
· Experience of working in teams and successful record of project delivery.
This role is an allocated Controlled Function under Fitness & Probity Regime, which means the successful candidate will be subject to an enhanced level of background screening requirements. You can find more information on
As a precondition of employment for this role, you must be eligible and authorized to work in Ireland and/or the United Kingdom.
This recruitment campaign will be used to support permanent, temporary and/or extension for any upcoming similar positions.
One of the best things about joining AXA is our rewards package. At AXA Ireland, we're appreciative of the people who work for us and our rewards package reflects that. You can expect to receive:
• Competitive salary with annual review
• Annual company & performance-based bonus
• Contributory pension scheme (up to 10% employer contributions)
• Life Assurance
• Generous annual leave plus Bank Holidays
• AXA employee discounts
• Education support and plenty of learning opportunities.
AXA is proud to support the needs of our employees and as such understands everyone has individual work and home life responsibilities. We are therefore happy to discuss flexible working arrangements, should this be a requirement for you.
At AXA, we want to become one of the most inspiring companies to work for and to achieve this ambition, we need the best talent to come and work for us. We look for candidates with the right skills and values to join us and selection is based on a fair and equal process. As a financial services company, all successful candidates will require employment checks, so we can ensure regulatory compliance.
We're proud to be committed to equal opportunities and welcome applications from all backgrounds.
AXA Insurance dac consider applicants on the basis of skills, experience & qualifications and without regard to race, colour, religion, sex, national origin, age, marital or veteran status, sexual orientation, disability or any other legally protected status.
Would you like to wake up every day driven and inspired by our noble mission and to work together as one global team to empower people to live a better life? Here at AXA we strive to lead the transformation of our industry. We are looking for talented individuals who come from varied backgrounds, think differently and want to be part of this exciting transformation by challenging the status quo so we can push AXA - a leading global brand and one of the most innovative companies in our industry - onto even greater things.
In a fast-evolving world and with a presence in 64 countries, our 166,000 employees and exclusive distributors anticipate change to offer services and solutions tailored to the current and future needs of our 103 million customers.
Proud to be part of the AXA Group, at AXA Ireland our values are at the heart of everything we do. We work together as One AXA, embracing our differences to make our teams great. We believe integrity, courage and our customer-first approach is what makes us a great place to work. AXA is an equal opportunities employer and welcomes applications from across all communities.