Job Summary
Our client is a leading insurer providing expert solutions across life, pension, investment, and health products. They are seeking an experienced Underwriter to join their team.
The Underwriter will play a key role in assessing new applications and managing complex risk portfolios, working closely with internal and external stakeholders to ensure underwriting decisions are sound, compliant and aligned with the company's philosophy.
Key Responsibilities include:
* Underwriting new business applications for life, critical illness and/or income protection covers.
* Handling large-case and complex underwriting risks, ensuring appropriate controls and decision-making.
* Maintaining strong stakeholder relationships - including Brokers, Employers, Customers, Medical Consultants, Reinsurers and the Chief Medical Officer.
Effective communication with internal teams, brokers, applicants and medical providers is essential for smooth underwriting, policy issue and ongoing risk management.
Developing and maintaining technical expertise in medical and financial underwriting, plus regulatory risk-control frameworks is crucial.
Reviewing and monitoring underwriting processes to ensure they support sound risk outcomes and regulatory compliance is vital.
A customer-first mindset, solution-focused attitude and proven track record of delivering on commitments are essential.
Structured, organised approach to work - planning, prioritising and executing effectively.
Interest in keeping up to date with underwriting practice, trends and regulatory developments.
Competence with systems and data-analysis tools relevant to underwriting.
Diploma in Life & Disability Underwriting (DLDU) or equivalent in progress.
Proven problem-solving and decision-making skills, plus strong planning and organisational ability.
What We Offer
A hybrid working model offering flexibility between home and office.
A competitive salary and bonus structure, together with a comprehensive benefits package.
Defined Contribution pension plan, extensive learning & development opportunities, and robust well-being initiatives.
A supportive environment valuing your technical and career development.