Overview
Credit Analyst role at Wayflyer. Analyze financial & non-financial data of new and existing customers to gain an understanding of their business and assess risks in funding eCommerce ventures.
Responsibilities
* Analyse financial & non-financial data of new and existing customers to gain an understanding of their business
* Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business
* Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements
* Work closely with management to build and implement new processes and products
* Support our sales and operations teams by understanding how they win and manage relationships with customers
* Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc
* Work with various departments and colleagues across the business
What you’ll bring
* 1-2 years of relevant work experience (ideally in a finance-related role, but not required)
* You can demonstrate a consistent and strong academic record
* You have an interest in credit risk analysis and portfolio management
* You’ve completed an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science
* You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies
* Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders
* You are commercial in nature, quantitatively inclined and can juggle risk mitigation with growth
What would make you stand out
* ACA/ACCA/CFA/CIMA qualification
* Studying towards (or intending to study towards) a professional accounting/finance qualification
* Experience in MS Excel and/or SQL
What to expect after you apply
You can expect to hear from a member of our Talent Acquisition team soon. If we believe you\'re a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately four to six weeks.
Perks & benefits
* Time Off That Matters: 25 days of paid annual leave, plus public holidays.
* Your Wellbeing: Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG.
* Comprehensive Health & Protection: Private healthcare, life insurance, and critical illness cover.
* Secure Your Future with Our Pension Plan
* Family-First Policies: Generous parental and adoptive leave
* Share in Our Success: Equity scheme for employees
* Work From Abroad: Remote work allowed up to 60 calendar days a year
Data privacy: By submitting your application, you acknowledge Wayflyer Limited will process your personal data for evaluating your suitability for the role. For details, contact privacy@wayflyer.com or review the privacy notice at https://wayflyer.com/privacy-notice.
Seniority level: Entry level
Employment type: Full-time
Job function: Finance
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