Credit Risk Manager
As a seasoned Credit Risk Manager, you will play a crucial role in fostering the growth and development of our high-performing analyst team. Your expertise will be essential in delivering quality analysis for sound credit decisions, ensuring that our business partners receive accurate and consistent evaluations of creditworthiness.
We are looking for a highly experienced professional with extensive team management experience and a proven track record of successfully leading teams of several direct reports at one time. You will have 7+ years of relevant work experience in investment/lending roles at banks or funds, large accounting/auditing firms, or the finance teams of e-commerce/retail businesses.
Key Responsibilities:
* Mentor and guide a high-performing analyst team to deliver high-quality analysis for sound credit decisions.
* Analyse financial and non-financial data of potential customers to understand and quantify the risk involved in Wayflyer funding such customers.
* Lead regular calls with customers to enhance understanding of their business and funding requirements.
* Make credit decisions, ensuring accurate and consistent evaluation of creditworthiness.
* Promote further evolution of Wayflyer's underwriting, driving efficiencies in processes and improvements to credit policies.
Requirements:
* Extensive team management experience with successful leadership of multiple direct reports.
* 7+ years of relevant work experience in investment/lending roles, accounting/auditing firms, or e-commerce/retail businesses.
* Ability to analyse and understand financial reporting presented by companies.
* Comfortable leading internal and external meetings and presenting findings and recommendations to senior stakeholders.
Bonus Requirements:
* Experience underwriting or auditing asset-based loans, term loans, factoring facilities, merchant cash advances, credit cards, or other loan products.
* ACA/ACCA/CIMA/CFA qualification.
About Us:
We value individuals who are commercial in nature, quantitatively inclined, and can juggle risk mitigation with growth. As a company, we prioritize prioritisation, always focusing on tasks that make a positive difference. We believe in treating people well, being helpful and generous with our time and knowledge, and speaking up when we can do better. Our goal is to foster a culture of continuous learning and growth, where everyone feels supported and empowered to succeed.
What We Offer:
* Equity scheme - share in our collective success.
* Flexible working arrangements that value work-life integration.
* Pension plan.
* Employee assistance programme.
* Private healthcare, life, and critical illness cover.
* Support for Continuous Professional Development (CPD).
* Generous parental and adoptive leave policies.