Senior Credit Manager Job Overview:
We are seeking a seasoned finance professional to assume a leadership role in our team. The successful candidate will be responsible for evaluating and managing development finance proposals, ensuring that new housing projects funded are commercially viable and well-structured.
The Senior Credit Manager will play a pivotal part in assessing credit applications for residential development projects, identifying risks, and mitigating potential losses. They will work closely with colleagues in lending and external stakeholders to ensure seamless collaboration.
This role requires a skilled credit professional from a major bank or financial institution with a strong background in residential property development finance. Key qualifications include:
* 5+ years experience in credit risk management, lending, or development finance within a bank or financial institution
* Proven expertise in assessing and managing residential property development finance proposals
* Strong knowledge of lending agreements, covenants, and security arrangements
* Ability to interpret financial statements and forecasts accurately
Benefits Package:
* Competitive remuneration package
* Flexible working hours with a hybrid model
* Defined benefit pension scheme
* Excellent career development opportunities and training programs
Essential Skills and Qualifications:
* A degree in banking, finance, business, or a related discipline (professional certifications advantageous)
About the Role:
* Credit analysis and risk management
* Collaboration with internal teams and external stakeholders
* Structuring credit applications for residential development projects
* Portfolio oversight and performance monitoring
Key Performance Indicators:
1. Effective credit assessment and risk management
2. Successful project structuring and portfolio growth
3. High-level stakeholder engagement and collaboration