Engage People Recruitment provided pay range
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Insurance & Financial Services Recruitment Manager at Engage People. Headhunting the best talent in Financial Services Ex Dublin Chamber. Winner…
Location: Dublin (Hybrid)
Experience: Minimum 2 years in a credit underwriting role
Department: Credit
Reports to: Head of Credit
The Opportunity
This is a fantastic opportunity for an experienced Credit Underwriter or Analyst to join a fast-paced, regulated lending environment where your judgement and attention to detail will be highly valued. You'll assess a wide range of mortgage applications across residential and buy-to-let portfolios, ensuring accuracy, compliance, and high service standards.
Key Responsibilities
* Review and analyse all mortgage lending applications in line with policy and risk appetite
* Assess income documentation (Payslips, Salary Certs, Form 11s) to determine affordability
* Analyse bank statements and credit checks to evaluate repayment capacity
* Prepare detailed Credit Summary Reports and present them for approval
* Liaise with internal teams to ensure applications are assessed within agreed SLAs
* Evaluate special conditions, conveyancing issues, and exception requests
* Collaborate with Compliance to ensure ongoing regulatory alignment
* Support with internal reviews and contribute to business process improvements
What You Bring
* A relevant degree in Business, Finance, or related discipline
* APA Loans (or working toward QFA)
* Minimum 2 years' credit underwriting experience, ideally in mortgages
* Proficient in Microsoft Office, particularly Excel and Word
* Strong analytical, judgement, and decision-making abilities
* Excellent written and verbal communication skills
* Ability to thrive in a high-energy, detail-focused environment
Why Apply?
* Opportunity to join a growing and ambitious mortgage lender
* Work with an experienced team where your ideas and input will be valued
* Collaborative, performance-driven culture with clear development opportunities
To express interest or learn more, apply today or get in touch for a confidential conversation.
Credit Underwriter
Location: Dublin (Hybrid)
Salary: €38,000 - €42,000, depending on experience
Experience: Minimum 2 years in a credit underwriting role
Department: Credit
Reports to: Head of Credit
The Opportunity
This is a fantastic opportunity for an experienced Credit Underwriter or Analyst to join a fast-paced, regulated lending environment where your judgement and attention to detail will be highly valued. You'll assess a wide range of mortgage applications across residential and buy-to-let portfolios, ensuring accuracy, compliance, and high service standards.
Key Responsibilities
* Review and analyse all mortgage lending applications in line with policy and risk appetite
* Assess income documentation (Payslips, Salary Certs, Form 11s) to determine affordability
* Analyse bank statements and credit checks to evaluate repayment capacity
* Prepare detailed Credit Summary Reports and present them for approval
* Liaise with internal teams to ensure applications are assessed within agreed SLAs
* Evaluate special conditions, conveyancing issues, and exception requests
* Collaborate with Compliance to ensure ongoing regulatory alignment
* Support with internal reviews and contribute to business process improvements
What You Bring
* A relevant degree in Business, Finance, or related discipline
* APA Loans (or working toward QFA)
* Minimum 2 years' credit underwriting experience, ideally in mortgages
* Proficient in Microsoft Office, particularly Excel and Word
* Strong analytical, judgement, and decision-making abilities
* Excellent written and verbal communication skills
* Ability to thrive in a high-energy, detail-focused environment
Why Apply?
* Opportunity to join a growing and ambitious mortgage lender
* Work with an experienced team where your ideas and input will be valued
* Collaborative, performance-driven culture with clear development opportunities
To express interest or learn more, apply today or get in touch for a confidential conversation.
Desired Skills and Experience
Credit Analysis
Mortgage Lending
Risk Assessment
Financial Services
Regulatory Compliance
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Finance
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