Lending OfficerReporting to : Lending Operations ManagerTerm : Fulltime PermanentLocation : Person can be based at any of our sites: Edenderry, Coill Dubh, Clane & Leixlip.Pattern: Monday to Friday, with occasional Saturdays.Role Overview:As a member of the Lending Team, the Lending Officer position will form part of a highly motivated, multi-skilled team responsible for providing a first-class service to members on all types of loan requests received in any office, in person, by phone, or online, while also assisting with managing the day-to-day workload of the team.Qualifications:· A relevant professional/financial services qualification, satisfying Minimum Competency Requirements, i.e., QFA· A minimum of three years of Loan assessing/underwriting experience in a Credit Union, Bank and /or other Financial Institution.Key Duties and Responsibilities:· Undertake a detailed analysis and assessment on all types of Personal loan applications, make informed decisions, recommending approvals and/or declining applications as appropriate.· Responsible for meeting specific income targets allocated to the Lending Team in support of the Business Strategy of the Credit Union· Conduct loan interviews and obtain the necessary financial information to support the loan application.· Operate within the agreed authorised lending discretion framework to ensure compliance with all relevant Policies, Procedures, and regulatory requirements.· Work closely with other Lending Officers to meet tight deadlines, ensuring timely turnaround of assessments, including demonstrating strong productivity in line with Service Level Agreements.· Contribute, participate, and engage with the Credit Union's strategy and change programme.· Promotion of other Credit Union products and services with a focus on digital offerings.· Undertake other reasonable and lawful duties as may be directed from time to time by Management.The successful candidate should have:· A relevant professional/financial services qualification, satisfying Minimum Competency Requirements, i.e., QFA.· A minimum of three years underwriting experience in a Credit Union, Bank and /or other Financial Institution. (Mortgage, Self-employed, Business & Agri experience will be an advantage)· Excellent interpersonal, teamwork and people skills.· Strong oral and written communication skills.· IT literacy and high proficiency in MS Office Suite.· Ability to work on own initiative to deliver agreed targets.Full Clean Drivers Licence with ability to travel between sites if requiredJob Type: Full-timeBenefits:Additional leaveBike to work schemeCompany eventsCompany pensionEmployee assistance programWellness programApplication question(s):What are your salary expectations?Do you hold a QFA ( Qualified Financial Advisor) Qualification?Please confirm the basis of your eligibility to work in IrelandExperience:Underwriting: 3 years (required)Work Location: In person