The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary:
Do you have a passion for conducting investigations and analyzing financial activity? Do you want to join a company that will give you industry leading training, cutting edge technology and access to worldwide, world-class customers? Join PayPal's Global Financial Crimes & Consumer Protections (GFC&CP) team
You will be a part of PayPal's GFC&CP team tasked with ensuring that activity within the PayPal system is compliant with Anti-Money Laundering regulations, as well as PayPal's Acceptable Use Policy (AUP). PayPal's AUP dictates the type of commerce activity that PayPal permits its users to engage in on the company's platform. You will also assess the risks to PayPal of doing business with merchants in high-risk industries, product categories and jurisdictions.? You will be expected to be an AML subject matter expert, with specific emphasis on the creation, monitoring, and timely delivery of suspicious activity reports, suspicious transaction reports, and other similar reports to global regulators on a daily basis. In the preparation of these reports, you will exercise independent judgment and discretion handling highly sensitive casework.
In this role, you will investigate customer activity across multiple platforms to ensure that it falls within acceptable parameters established by global regulatory governing bodies. Your efforts will be in accordance to PayPal's Ethics and Compliance Standards. You will be tasked with ensuring that PayPal implements the appropriate monitoring and controls of customer activity to ensure that PayPal is satisfying its obligations to the appropriate regulatory authorities. You will need to demonstrate the ability to understand opposing points of view on highly complex issues and to negotiate and integrate different viewpoints with all levels of GFC&CP leadership. You may be expected to interact with peers and financial crimes risk professionals, all levels of management, and other internal or external constituents in order to represent reasoning of case disposition.
It will be critical for you to stay current with policy changes and play an active part to enhance existing processes and controls. You will need to be able to effectively communicate and maintain utmost professionalism in your interaction with our customers and partners. Compliance Analysts will be subject to material, which may be sensitive and/or offensive in performing the essential job duties of this position.
Job Description:
We're hiring a Japanese speaking Compliance Analyst
What you'll do:
As a Compliance Analyst, you'll play a key role in protecting the integrity of our platform by identifying and investigating potentially suspicious or illegal activity. You'll work across complex datasets and regulatory frameworks to help ensure we meet our global compliance obligations.
Your day-to-day responsibilities will include:
Applying analytical techniques to complex data sets to develop well-reasoned recommendations for reporting cases to global regulatory authorities.
Conducting thorough, end-to-end reviews of potentially suspicious or illegal financial activity.
Performing time-sensitive, detailed analyses of potential Anti-Money Laundering (AML) or suspicious activity cases across multiple jurisdictions.
Assessing customer profiles and large volumes of transaction data to verify activity aligns with expectations, including adherence to the Acceptable Use Policy and Know Your Customer (KYC) standards.
Leveraging internal data and open-source tools to investigate potentially illicit behavior and support case decisions.
Documenting findings clearly and concisely in both manual and automated case management systems, and preparing internal reports as needed.
Exercising sound judgment and making informed decisions or recommendations based on investigation outcomes.
What you'll need to bring:
Language Proficiency:Exceptional command of bothJapaneseandEnglish, with strong understanding of grammar, syntax, and punctuation in both languages.
Education:A Bachelor's degree in Business, Finance, Law, Criminal Justice, or a related field is preferred.
Investigative Experience:Prior experience conducting research and investigations in areas such as Fraud, Anti-Money Laundering (AML), Customer Due Diligence (CDD), or Enhanced Due Diligence (EDD).
Analytical Writing:Ability to distill complex information and data into clear, concise, and logically structured written narratives that highlight key findings.
Technical Skills:Proficiency in Microsoft Excel, including use of formulas, pivot tables, conditional formatting, and other tools to analyze large data sets and support investigative conclusions.
Time Management:Strong organizational skills and dependability to meet productivity goals and deadlines in a fast-paced environment.
Content Review:Willingness and ability to assess potentially sensitive or offensive material objectively and make impartial, fact-based decisions.
Critical Thinking:Capable of evaluating opposing viewpoints on complex issues and making sound, risk-based decisions supported by available evidence.
Collaboration:Ability to engage with peers, financial crime professionals, management, and cross-functional teams to communicate case outcomes and investigative rationale effectively.
Adaptability:Openness to feedback and commitment to continuous improvement in investigative practices.
Preferred Qualification:
Subsidiary:
PayPal
Travel Percent:
0
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset—you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visithttps://.
Who We Are:
Click Hereto learn more about our culture and community.
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us ******.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, pleaseJoin our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.