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Job Title: Financial Crime Analyst (CF2)
AIB Merchant Services is a leading Payment Solution provider both in Ireland and Europe processing almost 3 billion payment transactions per year across multiple international currencies and jurisdictions. We offer state-of-the-art payment acquiring platforms, POS systems and eCommerce solutions to support the evolving needs of Merchants, Merchant Service Providers and Payment Facilitators.
What does a successful Financial Crime Analyst do?
The Financial Crime Analyst is responsible for evaluating new and additional merchant applications, ensuring compliance with anti-money laundering regulations - including the EU 5th AML Directive, the Criminal Justice Act (CJA), and the UK Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 - while overseeing the onboarding process in line with the AIBMS AML Policy. They assess the risk associated with prospective merchants and conduct thorough quality control checks on supporting documentation during the onboarding process.
We are seeking an experienced, AML-qualified professional who is hard-working, driven, and a team player, with a strong commitment to investigating and assessing AML risk. The ideal candidate will focus on ensuring the accurate and efficient onboarding of new merchants, while maintaining full adherence to AIBMS AML Policies and Procedures.
What you will do:
1. Perform risk assessments and reviews of prospective merchants to evaluate their suitability for AIBMS, ensuring the accurate onboarding of newly approved merchants in accordance with the Standard Operating Procedure and AIBMS AML Policy.
2. Complete periodic and trigger event reviews on AIBMS existing merchant client base to ensure compliance with anti-money laundering regulations.
3. Conduct 4-eye checking of onboarding and periodic review cases to ensure merchants have been onboarded as per the Standard Operating Procedures.
4. Conduct comprehensive reviews to identify and verify the beneficial owner(s) of current merchants, including examining company reports and performing PEP, sanction, and adverse media screening.
5. Perform ongoing daily merchant screening, ensuring alerts are accurately recorded, tracked, rationalised, and resolved promptly.
6. Assess merchant bank change requests to verify their legitimacy and ensure compliance with security protocols.
7. Carry out ad-hoc tasks assigned by the Financial Crime Management team, including Quality Assurance reviews and screening checks.
8. Communicate with internal stakeholders, external partners, and merchants to gather necessary information and clarify application details.
What you will need to have:
1. Possesses a recent CAMS, AML, or ACOI qualification, or is actively working toward one. 3+ years' experience in an AML role.
2. Working knowledge of regulatory requirements and expectations for AML/CFT and Sanctions.
3. This role is deemed as a Controlled Function role (CF2) under the Central Bank of Ireland Fitness and Probity Regulations.
Thank you for considering employment with Fiserv.
Our commitment to Diversity and Inclusion:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
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