Principal Accountabilities
Servisource is currently recruiting for a Assistant Lending Manager on behalf of our public sector client.
Duration of post: Permanent
Working week: 35 hours
Location: Dublin
Responsibilities include, but may not be limited to, the following:
* Provide operational and administrative support to Lending Managers and Senior Lending Managers.
* Build and maintain relationships with customers requiring funding for residential development projects.
* Carry out assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
* Participate in regular reviews of borrower relationships and funded developments with the DML/ HOL and other HBFI business areas.
* Assist Lending Team members and DML with post approval loan due diligence to ensure approved loans close within agreed timeframes.
* Assist in the achievement of lending targets within agreed timeframe and commercial terms.
* Ensure the highest standards of compliance with policies and procedures are achieved.
* Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.
* Ensure required cooperation with internal and external auditors.
Relationships with other business divisions:
Develop strong working relationships within the Lending team, the Credit & Risk team, the primary service provider and other external advisors such as the monitoring surveyors, property advisors, etc.
Knowledge & Experience
* Minimum 3 years’ experience in a similar role in a financial institution with a prudential track record in residential development lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets.
* Knowledge of residential development lending product offerings and markets.
* Knowledge of lending agreements, covenants and security requirements.
* Excellent understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts.
* Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
* Track record in managing credit quality and compliance with policies and procedures.
Skills
* Have a track record in delivering results and objectives.
* Strong customer focus and a proven commitment to customer excellence.
* Strong organisational skills and ability to prioritise and manage workload.
* Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
* An ability to work on own initiative and interact as a part of a highly motivated team.
* Effectively contribute to the achievement of goals and targets set for self and organisation.
* Excellent communication skills, both verbal and in writing.
* Exemplary governance and ethics.
* Proficiency in Microsoft Word, Excel and Outlook.
Qualifications
Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.
Skills:
Customer Focus, Negotiation, Organisational Skills, Communication Skills, IT Skills
Benefits:
Flexible working options, Wellbeing programme, Benefit pension scheme
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