Job Title:
Credit Risk Specialist
The role of Credit Risk Specialist involves analyzing financial information and evaluating creditworthiness to make informed lending decisions.
Key Responsibilities:
* Evaluate the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
* Provide independent credit decisions on lending applications adhering to established credit policies, risk parameters, and regulatory requirements.
* Analyze lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity.
* Monitor the performance of approved lending and identify potential risks and early warning signs of delinquency.
Requirements:
* Bachelor's degree in Finance or related field.
* Minimum 3 years experience in credit analysis or risk management.
* Strong analytical skills and ability to evaluate complex financial data.
* Excellent communication and interpersonal skills.
Benefits:
* Competitive salary and benefits package.
* Ongoing training and development opportunities.
* Collaborative and dynamic work environment.
Why Join Us?
We are a leading financial institution committed to providing exceptional customer service and driving business growth. Our team is passionate about delivering innovative solutions and making a positive impact in our community.