Head of Lending Position
We are a community-based credit union with our member's needs at the forefront of our decision-making process. Our goal is to deliver a friendly, efficient, and quality service along with products tailored to our valued members as a not-for-profit organization.
About the Role
The Head of Lending reports directly to the CEO and is responsible for the implementation of our lending policy and procedures. This role leads the development and implementation of our growth strategy, focusing on delivering income targets aligned with our strategic plan. Key responsibilities include:
* Maintaining high standards of member satisfaction while growing our market share
* Working closely with the CEO to achieve strategic goals
* Leading the lending team to ensure quality service and support within their roles
The successful candidate will have a relevant qualification in line with the MCC and significant lending experience in personal loans, self-employed lending, small to medium-sized enterprise lending, and mortgage lending.
Key Requirements
* Minimum 5 years of experience in an underwriting role at a senior management level, preferably in banking or financial services
* Strong business acumen with the ability to interpret financial statements and key drivers of results
* Proven track record of achieving business growth and managing a team
* Strong credit analysis and credit underwriting experience
* Demonstrable experience in both mortgage and business lending
* Involvement in strategy development and experience of successful implementation
Desirable Skills
* A strong knowledge of financial compliance regulations
* Excellent negotiation skills with the ability to identify key risk issues
* Excellent leadership, interpersonal, and communication skills
Qualifications
* Relevant third-level financial qualification required
* A minimum QFA or APA qualification
Limerick Credit Union is regulated by the Central Bank of Ireland. We proudly support an inclusive and diverse workforce.