Enterprise Risk Manager
Monzo Europe is our Irish-based subsidiary and the home for Monzo’s expansion across the European Union. Newly authorised and scaling across Europe, we’re building a bank that feels radically different: simple, transparent and genuinely customer‑obsessed, and we’re looking for an experienced Enterprise Risk Manager to help us grow safely and sustainably.
Responsibilities
Working closely with first‑line teams to ensure that Enterprise Risk management activities are effectively embedded across the organisation.
Supporting the coordination and maintenance of our Risk Appetite Framework and Statement across EU, ensuring it reflects our Attitude to Risk across all material risks.
Leading the enterprise risk identification and materiality assessment process refresh, covering all material risks inherent to Monzo.
Executing the risk horizon scanning and emerging risk assessment process, coordinating detailed impact analyses across business lines to proactively identify and mitigate future risks.
Supporting and promoting a strong enterprise risk culture across the organisation by embedding risk awareness at all levels of the bank and delivering comprehensive training and awareness programmes.
Maintaining the EU Risk Taxonomy and risk register, ensuring accurate classification and management of risks and controls.
Maintaining the impact matrix, ensuring it accurately reflects the potential impact of identified risks.
Supporting the delivery of comprehensive risk reports to the Board and Executive Committees.
Supporting executive governance committees through effective coordination, administration and continuous improvement of governance processes.
Supporting the end‑to‑end risk governance flow across the EU entity, providing committee secretariat support to ensure seamless escalation and regulatory compliance.
Embedding Enterprise Frameworks, Policies and Standards in Europe, ensuring they are effectively implemented and take account of Monzo Group activities.
Qualifications
You have a proven track record working in risk management roles within financial services in heavily regulated environments.
You have proficiency in Enterprise Risk Management (ERM) tools and processes (Risk Frameworks, Risk Governance, Risk Assessments, Risk Appetite, Risk Reporting, etc.).
You have strong knowledge of risk regulatory requirements from various European bodies, including the CBI, EBA, ECB/SSM and Basel frameworks.
You have a strong knowledge of digital banking products, operations and associated risks.
You have excellent analytical, relationship management and communication skills.
You have excellent verbal and written communication skills, with the ability to influence and engage senior stakeholders.
You thrive in a fast‑paced environment, handling complexity with ease and communicating effectively.
You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and across the EU.
Benefits
A base salary range of €68,000 - €83,000 plus incentive awards tied to performance.
This role will have a hybrid working model, based in Dublin 2 — 3 days a week.
Flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.
Annual leave — 34 days including public holidays (24 holiday days + 10 public holidays).
€1,200 learning budget each year to use on books, training courses and conferences.
Pension scheme: minimum contribution 4% with Monzo matching any additional contributions up to 6%.
Well‑being benefits: financial education, women’s and men’s health support, mental health benefits including coaching and counselling.
Equal Opportunities
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status.
#J-18808-Ljbffr