Get started on an exciting career at Element
Element is the largest publicly traded pure-play automotive fleet manager in the world. Our success is driven by our Purpose to Move the world through intelligent mobility, and fueled by our team members who help our clients manage fleets that deliver the goods and services our communities rely on. We are looking for more Purpose-driven, client-centered, and inclusive team members to join us.
We are looking for..
Job Summary:
As a member of Element's Credit team, this role contributes to Element's profitable growth through the timely completion of high-quality credit underwriting and portfolio management duties.
Primary Responsibilities:
* Prepare detailed quantitative and qualitative written analysis of current and prospective commercial customer credit requests in a timely manner, concisely identifying relevant credit risks, mitigating factors, and recommending appropriate deal structures for management review and approval
* Provide ongoing monitoring of assigned portfolio of accounts, completing annual renewals ahead of expirations and identifying potential problem accounts for enhanced monitoring
* Consult and communicate with internal and external customers as necessary in completing credit-related requests, including underwriting, documentation and obtaining necessary deal structure requirements when applicable
* Obtain, investigate and analyze credit data; Spread financial statements
* Adhere to credit and operational policies and procedures, including completion of routine know-your-customer due diligence.
Key Interactions:
* Commercial team, Credit Team, Finance and Tax, Collections
Qualifications, Education, and Experience:
* Bachelor's Degree in Economics, Finance or Accounting
* 2+ years of credit underwriting or financial statement (cash flow) analysis experience in banking, commercial lending/leasing or financial services industries
* Self-starter with the ability to prioritize assigned workload to meet established deadlines
* Strong verbal and written interpersonal communication skills with the ability work effectively in a team environment and actively participate on virtual client calls at the C-Suite level
* Proficient with Microsoft Office product suite (PowerPoint, Excel, Word, Outlook) and internet-based applications
* Detail orientation and strong organizational and analytical skills
* Unquestionable ethics and integrity
As a Purpose-driven, client-centric organization, we are aligned by our shared Values across our global organization.
Our Values:
* We are always a force for good.
* We are experts defining the future of mobility.
* We are driven by client success.
Our Values define who and how we show up for each other and our clients, every day
Element and its wholly owned subsidiaries are an equal opportunity employer committed to diversity, equity, inclusion, and belonging. We are pleased to consider all qualified applicants for employment without regard to gender, civil status, family status, sexual orientation, religious belief, age, disability, race, colour, nationality, ethnic or national origins and membership of the travelling community. Disability-related accommodations during the application and interview process are available upon request. Should you require an accommodation with our hiring process, please send an email to
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Applicants will be required to undergo a background check only if and after a conditional offer of employment has been extended.