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Head of payment risk and operations

WeTravel
Head of payments
€125,000 - €150,000 a year
Posted: 13 September
Offer description

Overview

Head of Payment Risk and Operations at WeTravel. You will shape our payment risk management strategy and lead the implementation of short-term actions to safely grow transaction volume and revenue.


Your role

You will join at a pivotal moment as WeTravel scales from a SaaS company to a payment/fintech company. You will work closely on payment-related topics with Product, Engineering, COO, and CEO, and manage the KYC/KYB and Payment Operations teams.


Responsibilities

* Develop a payment risk management strategy
* Manage the daily operations of the KYC/KYB and Payment Operations teams, and potentially a new Risk/Compliance team
* Monitor red flags of possible fraud, escalate with relevant stakeholders
* Coordinate case management and communication of fraud incidents
* Resolve operational payment issues with PSPs, e.g., vendor payments requiring additional compliance documentation
* Review accounts with negative balances due to chargebacks and recover funds
* Build dashboards to evaluate risk scores of clients and transactions
* Update Prohibited Businesses list based on PSP requirements and executive direction
* Review new KYC/KYB SOPs for new segments
* Provide compliance documents to PSPs with the COO
* Manage filing of 1099K forms for applicable clients annually


Your mission and objectives

Ensure user funds flow securely and smoothly from pay-in to payout while supporting growth and revenue objectives.


Daily activities

* Own and implement payment risk management strategy
* Oversee daily operations of KYC/KYB and Payment Operations teams
* Monitor red flags and escalate as needed
* Coordinate fraud case management and incident communications
* Collaborate with PSPs to resolve operational payment issues
* Review accounts with chargebacks and coordinate fund recovery
* Develop dashboards to assess risk scores
* Maintain and update lists of prohibited businesses
* Review new KYC/KYB SOPs for new markets
* Provide compliance documents to PSPs
* Oversee annual 1099K filing for applicable clients


Why you should apply

* 10+ years of experience in payment risks/operations or fraud management
* Experience working with PSPs or closely with them
* Experience with US and non-US markets; most payments originate from the US
* Owner mentality with strong leadership and communication
* Ability to lead a team of 10+ and collaborate with C-suite
* Travel industry knowledge is a plus but not required


You might not be the right fit

* Uncomfortable creating structures to resolve ambiguous situations
* Not available to lead the team when urgent direction is needed


Benefits

* Competitive salary
* Full-time fixed-term contract (international contractor)
* Generous time-off policy, unlimited PTO
* Amsterdam program: visit HQ in Amsterdam for 2-4 weeks yearly
* Remote work for up to 4 weeks per calendar year
* Annual team off-site
* Extensive paid family leave
* Three paid volunteer days per year
* Onboarding program and equipment support
* Cambly access for language support
* International, travel-loving team


Please note

* Full-time B2B contractor arrangement with monthly USD payments
* Eligibility to work in Ireland required; visa sponsorship or relocation not available

Ready to build something meaningful? Apply now.

Equal Opportunities: WeTravel is an equal opportunity employer. We celebrate diversity and are committed to an inclusive environment. We welcome applicants from all backgrounds and perspectives.

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