Chief Technology Officer (CTO)Property Bridges – Infinity PlatformLocationDublin, IrelandReporting toFounder & CEOThe roleProperty Bridges is buildingInfinity— a next-generation, asset-linked investment product.This isnota marketing site or a simple fintech app.The CTO will be responsible for designing and delivering thecore financial infrastructurebehind Infinity, including:a canonical loan & claims registera high-integrity allocation and reassignment enginesafeguarded client-money flowsregulator-defensible auditability and unwindabilityThis role sits at the intersection ofengineering, finance, and regulation.What you will be buildingYou will architect and own a platform that:Fractionalises large, secured property loans into thousands of micro-claimsAllocates and reallocates those claims across investors deterministicallySupports partial, queued exits via asset assignment (not redemption)Ensures investor entitlements are asset-linked, not pooledIntegrates with an EMI (e.g. Mangopay) under PSD2 / PSR 2018Can be cleanly unwound in an insolvency scenarioIf this sounds closer tocapital markets infrastructurethan "startup SaaS", that's intentional.Core responsibilitiesArchitecture & systemsDesign the canonical loan & receivables register (single source of truth)Design the allocation / reassignment engine (primary + exit flows)Ensure idempotent, auditable ownership transfersDefine data models that regulators, auditors, and insolvency practitioners can understandPayments & safeguardingOwn integration with EMI / PSP partners (e.g. Mangopay)Ensure full compliance with safeguarding and segregation rulesDesign failure-safe cash flows (stuck payments, partial exits, retries)Regulatory robustnessBuild systems that prove asset-linkage in practice, not just in legal docsEnsure every investor balance can be traced to specific loan cashflowsSupport regulator queries, audits, and stress scenariosDesign with "substance over form" in mindTeam & deliveryBuild and lead a small, high-quality engineering teamDecide what is built in-house vs outsourcedSet engineering standards, security practices, and deployment disciplineDeliver a phased roadmap (MVP → scalable platform)What this role is notThis is not a pure people-management CTO roleThis is not a front-end or growth-driven roleThis is not a "move fast and fix later" environmentHands-on architectural leadership is essential.Required experience (non-negotiable)We expect most strong candidates to haveseveralof the following:8–15+ years as a senior backend / systems engineer or architectExperience building ledger-based financial systemsExperience with financial asset ownership, not just balancesExperience in at least one of:P2P lendingmarketplace lendingloan servicing platformstrading or clearing systemsDeep understanding of:transactional integrityreconciliationaudit trailsfailure statesStrongly preferred experienceExposure to EU financial regulation (PSD2, EMIs, crowdfunding, MiFID, etc.)Experience working with regulators, auditors, or legal teamsPrior responsibility for systems that went through regulatory scrutinyExperience scaling systems handling millions of ownership recordsBackground in payments, capital markets, or accounting systemsTechnical expectationsYou should be fluent in designing systems that use:Strongly consistent data stores (not "eventually consistent and hope")Explicit ownership and entitlement modelsDeterministic allocation logicClear separation between:client moneyplatform moneyasset ownershipSpecific languages/frameworks matter less thansystems thinking.What success looks like in 12 monthsInfinity MVP live with real investors and real moneyClean, regulator-defensible architectureClear audit trails from borrower → loan → fraction → investor → cashA platform that scales without needing "manual smoothing"The CBI asking hard questions — and the system answering themWhy this role is interestingYou will design the core financial engine of a regulated investment platformYou will work directly with the founder, lawyers, and regulatorsYou will solve problems most engineers never get to touchYou will build something that must be correct, not just cleverThis is a role for someone who enjoysprecision, responsibility, and depth.