At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
Job Description
The Senior Software Engineer / Technical Lead will play a pivotal role in shaping and delivering enhancements to our payments platform. This role combines deep analysis of product requirements, close partnership with product managers, and the creation of detailed technical designs that translate business needs into robust, scalable solutions.
In addition to leading solution design, the successful candidate will remain hands‑on—capable of diving into code, validating feasibility, prototyping, and implementing complex changes when required. They will ensure that requirements are fully understood, refined, and translated into accurate technical outcomes that support secure, high performance transaction processing.
This role requires strong communication, analytical thinking, and technical leadership, along with practical experience in payment processing, transaction flows, and high availability systems. Familiarity with modern development practices and AI‑assisted engineering tools is expected.
Key Responsibilities
Technical Leadership & Solution Design
Lead analysis and detailed design for complex changes across the payments acquiring platform.
Produce high‑quality technical design documents, sequence diagrams, data flows, and component‑level designs.
Provide direction on architectural patterns, integration approaches, and best practices while still contributing directly to codebases.
Ensure designs support stringent non‑functional requirements: low latency, high throughput, fault tolerance, failover, and regulatory compliance.
Hands‑On Engineering
Develop and modify application code when required—particularly for high‑complexity or high‑risk changes.
Review and refine code produced by other engineers to ensure quality, performance, and maintainability.Troubleshoot production issues with an ability to trace through code, transactions, logs, and system interactions.
Payments & Transaction Processing
Apply deep experience in card acquiring, POS integration, authorization flows, EMV, clearing/settlement, and online transaction processing.
Analyse transaction behaviours and flows to inform design decisions and technical improvements.
Work with teams to ensure compliance with PCI DSS and other security standards.
Collaboration & Communication
Translate business requirements into clear technical solutions and actionable engineering tasks.
Communicate complex technical topics to non‑technical stakeholders in a clear and structured way.
Mentor engineers, support cross‑team collaboration, and help drive platform modernization initiatives.
AI & Modern Development Practices
Leverage AI‑assisted tooling (e.g., GitHub Copilot, code generation, automated documentation tools) to improve design and development efficiency.
Stay informed on emerging technologies relevant to payments, high‑availability systems, and engineering productivity.
Basic Qualifications
Bachelor’s degree in Computer Science or related field, or equivalent experience.
8+ years designing, developing, and implementing enterprise‑scale applications.
3+ years performing system analysis & detailed technical design.
Proven ability to code in production environments and guide others in best practices.
Preferred Experience
Payments & Transaction Processing
Deep understanding of the payments ecosystem, card acquiring flows, EMV, POS devices, and settlement processes.
Experience operating or developing against high‑availability, low‑latency transaction systems.
Familiarity with Stratus VOS or other fault‑tolerant platforms.
Technical Skills
Strong programming capability in:
COBOL/C
Awareness of JSON‑based data formats and Kafka‑based messaging/streaming platforms.
Experience with APIs, integration middleware, and online transaction processing frameworks.
Full SDLC experience, including requirements analysis, development, testing, and production support.
Experience evaluating new technologies, vendors, and tools.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
Accessibility
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.
Total Rewards
U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.
We offer a market‑competitive compensation package that includes:
Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance‑based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness.
Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.
We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.
We encourage candidates to explore the full value of our offer, including monetary and non‑monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.
Closing Date
Posting may be closed earlier due to high volume of applicants.
We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.
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