Role Overview We are seeking a Senior Liability Underwriter to lead the development of a new construction liability offering.
This is a key position for an experienced underwriter who can shape, launch, and grow a profitable portfolio from the ground up.
You will work closely with the BDM and the Senior Director to introduce this new product to the existing broker panel, establish new relationships, and build a strong book that will evolve into both new and existing business.
Key Responsibilities Market Development Partner with the BDM and Senior Director to alert and engage the current broker panel on the new construction liability offering.
Identify and approach target brokers, develop new relationships, and actively drive new business growth through technical expertise and strong commercial insight.
Risk Assessment Underwrite mid to large construction-related liability risks including contractors, builders, and trades.
Assess exposures and structure coverage to meet client and broker needs while maintaining underwriting discipline.
Underwriting Strategy Set and refine underwriting guidelines, pricing models, and appetite specific to the construction market.
Ensure underwriting decisions align with company objectives and profitability targets.
Portfolio Build and Management Take ownership of the portfolio from inception.
Track performance, assess profitability, and prepare the business to transition from launch to a steady mix of new and renewal business.
Collaboration Work closely with internal teams including claims, risk engineering, and other underwriting lines to deliver integrated solutions and support efficient growth.
Market Insight Monitor developments across the construction and liability sectors.
Anticipate emerging risks, regulatory shifts, and market changes to inform strategic adjustments.
Product Development Contribute to the development of tailored policy wordings, endorsements, and coverage options to ensure the product remains competitive and relevant.
Mentorship and Support Provide guidance and support to junior team members as the construction division expands, promoting technical excellence and a collaborative culture.
Requirements CIP qualification.
Minimum 5 years of commercial liability underwriting experience, ideally with a focus on construction or contracting risks.
Proven success in developing new business through broker relationships.
Strong analytical and commercial skills with the confidence to lead a new product launch.
Excellent communication and negotiation skills.
Proficiency in underwriting systems and Microsoft Office Suite.
Commitment to integrity, professionalism, and sustainable growth.