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Mortgage advisor

Dublin
LHK Group
Mortgage advisor
Posted: 23 January
Offer description

As a highly motivated and experienced Mortgage Advisor, the candidate will be responsible for providing comprehensive mortgage advice to clients. From Fact-find and affordability assessment to recommendation, application, approval and drawdown.Key ResponsibilitiesClient Advisory & SuitabilityConduct comprehensive fact-finds, KYC/AML checks and affordability assessments.Provide regulated mortgage advice to first-time buyers, movers, switchers, self-build, buy to let applicants.Application ManagementPrepare, submit and track mortgage applications, liaising with lenders, solicitors, valuers and internal team.Proactively manage pipeline from AIP to drawdown, resolving documentation and underwriting queries.Market & Product ExpertiseMaintain up to date knowledge of lender criteria, rates, incentives.Sales & Relationship ManagementBuild a referral network (estate agents, accountants, developers) and nurture client relationships for repeat/switch opportunities.Teamwork & Continuous ImprovementCollaborate with case managers/administrators for seamless client experience.Contribute to process improvements and share market insights with the team.Identify and pursue new business opportunities. Achieve agreed annual sales targets. Record all activity on the internal reporting tools and remain disciplined to the sales process.Networking – internally with other business units, within the sector, and with external specialistsAdhere to regulatory requirements in all aspects of day-to-day work and to the business ethics of the company.Maintain up to date client records and ensure high standard of client files on the dedicated CRM system.Adherence to the LHK values and a commitment to maintaining and developing the brand integrity at all timesNecessary Skills / QualificationsBachelor's degree in business, finance, or a related field (desirable)Industry Specific Qualifications: QFA (essential)Technical knowledge of all financial products in the marketplaceIdeally of 3 – 5 year's sales experience within the Mortgage industry, preferably in a broker environmentProven track record of working to and achieving annual sales targetsGood understanding of relevant regulatory requirementsStrong interpersonal skills with the ability to build and maintain solid client relationshipsStrong self-awareness and self-presentationProfessional demeanourProficient IT skills with working knowledge of Microsoft Excel and WordWork well under pressure and as part of a teamCompliant with CPD requirementsRemunerationSalary will be commensurate with experience23 days annual leaveBonus and commission structureDefined Contributory Pension SchemeDeath in Service and Income Protection CoverEmployee Assistance ProgrammeExaminations/further study sponsored where relevant to roleBusiness expensesLaptop and Company mobile phoneFree parking

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