Overview
The Commercial Underwriter plays a key role in underwriting small to medium-sized Property, Liability, Miscellaneous and Commercial Combined risks for both broker and direct clients.
The position involves assessing, pricing and managing risk in line with underwriting appetite, while delivering a high standard of service to Member clients and supporting wider underwriting and business objectives.
In addition, the role includes a small element of consumer underwriting, covering core personal lines such as Motor, Home and Personal Accident for both direct and broker channels.
Your Responsibilities
* Underwriting and managing Property, Liability, Commercial Combined and Miscellaneous risks for small to medium-sized direct and broker clients.
* Managing a designated portfolio of Member clients with a measured and pragmatic approach to sensitive cases.
* Evaluating, pricing and underwriting Motor, Home and Personal Accident risks at a high level.
* Taking ownership and accountability for underwriting decisions in line with Risk Appetite and Underwriting Licence.
* Applying disciplined risk assessment to support sustainable portfolio performance.
* Ensuring accuracy and clarity in policy wordings and endorsements to maintain contract certainty.
* Building and maintaining effective relationships with brokers, clients and internal stakeholders.
Your Background
CIP qualification (or equivalent) with membership of the III.
Experience in Commercial and/or Financial Lines/D&O insurance.
Strong technical knowledge across Commercial and Personal Lines products.
Strong analytical and numeracy skills.
Ability to manage workload effectively and meet deadlines.
Strong work ethic, flexibility and a proactive approach.
What you'll get:
A supportive and collaborative underwriting team.
Exposure to a varied and balanced underwriting portfolio.
Hands-on involvement in underwriting projects and strategic initiatives.
The opportunity to broaden technical expertise across both Commercial and Consumer Line.
Opportunities for professional development.