Top Oil has a vacancy for aRegional Credit Manager to join our team in Dublin 3. The Regional Credit Manager (RCM) will have primary responsibility for the credit function within a designated region of the ISMO business. This position will report directly to the Credit Manager, Top Oil and will be based in the Head Office. It is a busy environment with a high volume, high value ledger of up to €100m in total across all ISMO business channels. The role has 2 direct reports and involves managing key compliance aspects for the TOP business including AML, Vat compliance and ROM legislation. Typically, theMain Duties/ Responsibilities of the RCM shall encompass, for their designated region, the following items and potentially other related matters: Perform credit assessment on potential customers, together with ongoing reviews of existing credit-approved customers, ensuring that all actions are approved and compliant with credit policy. Monitor and protect Top Oils investment in accounts receivable, using appropriate security, credit limits and payment methods. Manage trade credit to minimise Top Oils exposure to bad debt. Ensure that the accounts receivable are collected on a timely basis, and as efficiently as is feasible Review key accounts (financial data, payment performance, security) on a regular basis updating and maintaining credit files. Processing direct debits on a daily basis. Attend Bi-monthly credit meetings and other meetings with sales representatives, as appropriate. Ensure the effective & timely production and distribution of regular reports to the Business and the Credit Manager. Ongoing reviews of security, to ensure sufficient and valid security is held for key customers. Manage the month end AR close, this is a specialized area that requires a good knowledge of JDE and excellent communication skills, as it involves interaction with the wider business. Processing daily and monthly batches ensuring all batches are posted before month end. Managing compliance and related reporting in respect of AML, ROM & Vat legislation (on Exempt customers). Managing AML training for the entire business. Manage the bad debt reporting (quarterly and monthly) Manage the administrative tasks of the department to include all relevant accounts receivables tasks and in doing so look for opportunities to enhance / streamline some of these tasks. Ensure all key administrative tasks are documented and that the team can provide cover ensuring no disruption to the support provided to the business. People Management - Managing a team of 2 direct reports to ensure they have a clear understanding of their role. Continue to coach, influence and guide them in their continued development. What youll need to succeed: The Regional Credit Manager must be confident, self-motivated, and a team player, be flexible in nature and demonstrate well developed interpersonal and communication skills. Education and experience 3rd level qualification in Business/Accounting/Sales 4/5 years related experience in a similar role, with a high volume & value ledger environment Member of The Institute of Credit Management or equivalent qualification desirable Experience of profiling and understanding credit risk Fully versed in all aspects of asset security (personal guarantees, bank guarantees, credit insurance, fixed and floating charges) Ability to analyse financial statements Demonstrate a proven ability to initiate & reduce investment in debtors whilst at the same time maintaining the business. Strong administrative and IT Skills (Microsoft office and excel) are required, knowledge of ERP systems would be an advantage Strong commercial awareness Irving Oil supports a diverse and inclusive work environment and welcomes applications from all qualified applicants. #IND1 Job Types: Full-time, Permanent Benefits: Bike to work scheme Company pension Employee assistance program Private medical insurance Sick pay Work from home Work Location: Hybrid remote in DUBLIN 3, County Dublin