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Overview
Senior Product Manager, Credit Risk & Underwriting at Wayflyer leads the product vision and strategy for how we assess customer risk to deploy capital confidently and efficiently. This role is part of a mission-critical area where underwriting tools underpin every decision, enabling fast, high-quality funding decisions for eCommerce businesses.
You’ll work closely with Data, Credit, and Compliance teams, with the Underwriting team as your primary customer. You’ll be part of a cross-functional product trio alongside engineers and designers. You’ll evolve our internal underwriting platform and risk tooling to power billions in funding for thousands of merchants globally, creating leverage by building seamless internal workflows and surfacing the right data at the right time to improve decision quality and speed.
This role isn’t just about backend infrastructure – it’s about turning underwriting into a competitive advantage and partnering with the Funding Experience team to make risk insights more transparent to customers and reduce drop-off and churn.
Responsibilities
* Define and own the vision, strategy, and roadmap for our risk and underwriting products.
* Work with underwriting stakeholders to understand pain points and identify opportunities to streamline workflows, improve decision accuracy, and reduce time-to-offer.
* Partner with the product trio to run structured discovery, validate hypotheses, and make evidenced-based product decisions.
* Build for scalability to support new markets, product types, and underwriting models over time.
* Collaborate across teams (Data, Commercial, Compliance) to align the full funding journey.
* Track product performance, gather user feedback, and continuously iterate on solutions beyond launch.
* Drive internal transparency around priorities and trade-offs, ensuring stakeholder alignment at every stage.
* Contribute to Wayflyer’s product culture and shape how we build, collaborate, and learn as a team.
What Makes You a Great Fit
* Proven experience as a senior-level product manager in a fast-paced, high-growth startup (Series A–C preferred).
* Experience building risk, credit, or underwriting products—ideally in fintech or B2B2C.
* Experience building data analytics solutions, visualizations, or analytical tools/components.
* Track record of creating impact through internal tooling and complex systems work.
* Bias for action and an entrepreneurial mindset.
* Strong discovery skills and product intuition with the ability to navigate ambiguity.
* Excellent judgment on when to move fast and when to invest in foundational thinking.
* Empathetic and pragmatic approach to internal users, treating them as customers.
* Strong communication and influencing skills with clarity and purpose.
* Passion for quality and continuous improvement; ability to challenge the status quo.
What to Expect After You Apply
You can expect to hear from a member of our Talent Acquisition team soon. If we believe you’re a good fit, you’ll have a conversation with a recruiter who will guide you through the next steps. The full interview process typically takes about four to six weeks.
Perks & Benefits
* Time Off That Matters — 25 days of paid annual leave plus public holidays.
* Your Wellbeing — access to wellbeing resources, including Wellbeing @ Wayflyer ERG.
* Comprehensive Health & Protection — private healthcare, life insurance, critical illness cover.
* Secure Your Future with Our Pension Plan.
* Family-First Policies — generous parental and adoptive leave (6 months for Primary Caregivers, 3 months for Secondary Caregivers).
* Equity — share in Wayflyer’s success.
* Remote Work — ability to work remotely from anywhere in the world for up to 60 days per year.
Work Locations & Policy
Global offices with hybrid models; remote-friendly in many regions. Dublin, London, Sydney, Atlanta/New York/Charlotte, and remote opportunities are available in various teams with hybrid or flexible arrangements. Number of in-office days varies by team. Our privacy notice describes how we handle your personal data; privacy@wayflyer.com is available for inquiries.
Seniority level
* Mid-Senior level
Employment type
* Full-time
Job function
* Product Management and Marketing
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