**Job Title:** Credit Risk Assessor
Job Overview:
The successful candidate will be responsible for evaluating and analysing credit applications to determine a borrower's creditworthiness.
Key Responsibilities:
* Assess loan applications, financial statements, and credit reports to determine borrower risk.
* Analyse income, debt, and financial data to evaluate creditworthiness.
* Ensure compliance with regulatory guidelines and company policies.
* Identify potential risks associated with lending to an individual or business.
* Collaborate with loan officers and clients to verify financial information.
* Recommend loan approvals, modifications, or rejections based on risk assessment.
Requirements:
* 2+ years' experience in a similar position (either administration, accounts, banking)
* Qualification in either Finance, Accounting, Business, or a related field
* Proficiency in Excel and other software
**Benefits Include:
* A competitive salary package
* Opportunities for career growth